Enter any address in Cedar County, Missouri to see its FEMA flood zone
Flash flooding from heavy rainfall events is the dominant flood character in Cedar County. Between 2004 and 2024, NOAA Storm Events data recorded 40 flash flood events and 12 general flood events. For instance, on June 9, 2024, two rounds of thunderstorms brought 3-6 inches of rainfall to the Missouri Ozarks, resulting in significant flash flooding and numerous water rescues. Earlier, on April 20, 2025, heavy rainfall from a strong storm system caused multiple area rivers to reach minor to moderate flood stages due to heavy runoff.
Residents living in areas prone to rapid water level increases, such as those near rivers or in low-lying areas that receive substantial rainfall, should pay close attention to flood risks.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Cedar County, Missouri has recorded 52 flood-related events since 1996 according to NOAA's Storm Events Database, including 40 flash floods and 12 river or area floods. The county has received 23 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1976–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Flood | Apr 28, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Flood | Dec 23, 2015 |
| Severe Storms, Straight-line Winds And Flooding | Severe Storm | Aug 2, 2013 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 31, 2011 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 8, 2009 |
| Severe Winter Storm | Severe Ice Storm | Jan 26, 2009 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Apr 20, 2025 | 0.00K |
| Flood | Jun 6, 2025 | 0.00K |
| Flash Flood | Jun 9, 2024 | 0.00K |
| Flash Flood | Jun 9, 2024 | 800.00K |
| Flash Flood | Apr 21, 2022 | 10.00K |
| Flood | May 5, 2022 | 0.00K |
| Flash Flood | Apr 30, 2019 | 0.00K |
| Flash Flood | Apr 30, 2017 | 200.00K |
| Flash Flood | May 30, 2016 | 0.00K |
| Flash Flood | Dec 26, 2015 | 0.00K |
Flood — Apr 20, 2025
A strong storm system moved through the area on Sunday April 20th, 2025. This system brought tornadoes, damaging wind, large hail and heavy rain. The heavy rainfall led to flooding as the area had already received heavy rainfall from storms earlier in the week. Multiple area rivers reached minor to moderate flood stage due to heavy runoff.
Flood — Jun 6, 2025
A round of showers and thunderstorms occurred during the late night hours of June 5th through the morning hours of June 6th. A line of thunderstorms moved into the area from the southwest and caused damaging winds and a tornado. Additional rainfall on June 7th caused flash flooding occurred due to saturated soils.
Flash Flood — Jun 9, 2024
Two rounds of thunderstorms affected the Missouri Ozarks beginning on the evening of June 8th and continued through the morning of June 9th. Severe thunderstorms with large hail and damaging winds occurred with both rounds. Significant flash flooding occurred overnight where 3-6 inches of rainfall occurred. Numerous water rescues occurred.
Flash Flood — Apr 21, 2022
Several rounds of showers and thunderstorms moved across the region from the late evening of the 20th to the early evening of the 21st as low pressure deepened over the Central Plains, causing a warm front to lift northward across the region. Storms trained over extreme southwest Missouri during the early morning of the 21st and led to flooding over McDonald, Newton and Barry counties. Addition...
Flood — May 5, 2022
A stalled front from the storm a system on May 2-3 moved northward back into the Ozarks as a warm front as a strong upper level low over southern Colorado moved eastward into the southern Plains. This led to another several rounds of widespread heavy rainfall that occurred from the late morning of the 4th to the early morning of the 6th, when the surface low exited the area. Widespread accumula...
Source: NOAA National Weather Service Storm Events Database.
FEMA assigns flood zone designations to areas in Cedar County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Cedar County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.