FEMA flood zones · Missouri

Gentry County, Missouri Flood Zone Map

2 flood insurance claims·$35,554 paid·3 federal flood & hurricane disasters

13% of Gentry County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Gentry County, Missouri. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Gentry County floods

Flash flooding from summer thunderstorms dominates the flood history of Gentry County, Missouri, accounting for twenty out of twenty-one recorded flood events over the last thirty years.

Regional storm systems frequently drop heavy rainfall totals in short periods, as demonstrated on June 24, 2025, when storms brought heavy rain and flooding to northwest and north-central Missouri. Similarly, a mid-level trough produced several rounds of moderate to heavy rain through the final few days of July 2020, resulting in road closures lasting several days. Earlier, on May 28, 2019, morning and early afternoon storms moved through northern Missouri and caused widespread flash flooding.

Property owners in Zone X should pay attention to local conditions, as FEMA records show two NFIP claims in this zone with an average payout of $17,777 and an average recorded water depth of 1 inch.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 1 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

In their words

3 NOAA storm reports from Gentry County describe what happened, in the words of the forecasters who covered it. Read the Missouri flood stories →

Federal disasters

21 federal disaster declarations since 1973, 3 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, Tornadoes, And FloodingJul 29, 2023
Severe Storms, Tornadoes, And FloodingApr 29, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingMay 15, 2015
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSep 9, 2014
Severe Winter StormJan 31, 2011
Severe Storms, Flooding, And TornadoesJun 12, 2010
Severe Winter StormJan 26, 2009
Severe Storms And FloodingJun 1, 2008

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

21 since 1996: 20 flash floods and 1 river or area floods.

EventDateDamage
Flash FloodJun 24, 2025—
Flash FloodJul 30, 2020—
FloodSep 29, 2019—
Flash FloodMay 28, 2019—
Flash FloodJun 28, 2017—
Flash FloodJul 16, 2015—
Flash FloodJun 11, 2015—
Flash FloodJun 3, 2015—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jun 24, 2025. Storms bring damaging wind gusts, heavy rain, and flooding to portions of NW and north central Missouri.

Flash Flood · Jul 30, 2020. Throughout the final few days of the month a mid level trough dug into the central part of the CONUS, and produced several rounds of moderate to heavy rain. Several areas reported well over 6 inches of rain over the 2 day period, with the high values occurring in Johnson County Missouri where almost 10 inches of rain over the 36-48 period was reported. Most of the flooding was minor and little to no damage was rep…

Flood · Sep 29, 2019. Several areas had flash flooding after 3 to 5 inches of rain fell across the area. The worst of the flooding came from Harrisonville, where several business were inundated under several feet of water.

Flash Flood · May 28, 2019. Widespread severe weather moved through the region on May 28. One supercell produced several tornadoes, including the Lawrence to Linwood, Kansas tornado. This storm then went on to produce an EF-2 tornado in northeastern Clay County and did damage to portions of Kearney, Missouri. Earlier in the day, through the morning and early afternoon hours several storms moved through northern Missouri causing widespread fl…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Gentry County

If a building in Gentry County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.