Enter any address in Holt County, Missouri to see its FEMA flood zone
River overflow along the Missouri River characterizes flood risk in Holt County. Recent events include significant flooding in March and June 2019, when heavy snowmelt and continued rainfall caused the Missouri River to inundate floodplains for weeks. A flash flood event on June 24, 2021, also impacted the area due to a line of thunderstorms.
National Flood Insurance Program data shows that properties in Zone A have experienced the most claims, with an average payout of $28,386 and an average water depth of 9.2 feet. Properties in Zone X have seen fewer claims with lower payouts and significantly less water depth. Residents in Zone A and those near the Missouri River should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Holt County, Missouri has recorded 25 flood-related events since 1996 according to NOAA's Storm Events Database, including 19 flash floods and 6 river or area floods. The county has received 23 federal disaster declarations, 8 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jun 24, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Straight-line Winds, And Flooding | Flood | Mar 11, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 15, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Sep 9, 2014 |
| Flooding | Flood | Jun 1, 2011 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | Jun 12, 2010 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 24, 2021 | 0.00K |
| Flash Flood | Mar 20, 2019 | 100.00K |
| Flood | Mar 9, 2019 | 100.00K |
| Flood | May 1, 2019 | 0.00K |
| Flood | Jun 1, 2019 | 0.00K |
| Flood | Apr 1, 2019 | 0.00K |
| Flood | Jun 11, 2015 | 0.00K |
| Flash Flood | Jun 11, 2015 | 0.00K |
| Flash Flood | Aug 8, 2015 | 0.00K |
| Flash Flood | Sep 9, 2014 | 0.00K |
Flash Flood — Jun 24, 2021
Late in the afternoon, and through the evening hours on June 24 a cluster of storms over southeast Nebraska congealed into a line of thunderstorms that focused across northern Missouri. Most notably within this line of storms was a cluster of QLCS tornadoes that formed in Grundy County. There may have been other tornadoes associated with circulations that were noted on radar, but emergency mana...
Flash Flood — Mar 20, 2019
A levee near Craig, MO was compromised and water rushed into the town of Craig. The town was inundated under several inches of water for several days. This incident was part of the larger massive and widespread flooding along the Missouri River due to snow melt and heavy rain in the Northern Plains. Note: The dollar value assigned to this incident is likely inaccurate due to the full extent of ...
Flood — Mar 9, 2019
Several months of heavy snow across the Northern Plains set the stage for a significant and catastrophic flooding event when temperatures warmed and heavy rain fell across Nebraska and the Dakotas. While the more significant damage occurred across eastern Nebraska several counties along the Missouri River and Northern and Central Missouri also saw some significant impacts. Numerous locations al...
Flood — May 1, 2019
Heavy late winter and spring precipitation, mixed with a loaded snow pack caused the Missouri River to flood in March. Consistent heavy rains continued the Missouri River flooding into and through May. Some locations along the Missouri River were in major flood for several weeks as heavy rains continued.
Flood — Jun 1, 2019
Heavy late winter and spring precipitation, mixed with a loaded snow pack caused the Missouri River to flood in March. Consistent heavy rains continued the Missouri River flooding into and through June. Some locations along the Missouri River were in major flood for several weeks as heavy rains continued. While the flooding continued through June, there was some gradual and steady improvement a...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Holt County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Holt County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.