FloodZoneMap.org

Lee's Summit, Missouri Flood Zones

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Enter any address in Lee's Summit, Missouri to see its FEMA flood zone

Flood Risk in Lee's Summit, Missouri

Lee's Summit has a population of 101,108 residents. Like many communities in Missouri, properties in Lee's Summit may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Lee's Summit. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Missouri Statewide Flood Data

Total NFIP Claims
51,227
Total Claims Paid
$963.1M
Active Policies
1,000
Avg Premium
$805/yr
Disaster Declarations
2,830
Peak Claims Year
1993

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Lee's Summit

FEMA assigns flood zone designations to areas in Lee's Summit, Missouri:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Lee's Summit

Properties in Lee's Summit that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Missouri is approximately $805 per year.

Even in low-risk zones, flood insurance is recommended — from 2014 to 2024, nearly one-third of NFIP claims came from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Missouri flood zone data →