Enter any address in Livingston County, Missouri to see its FEMA flood zone
Flood events, including flash floods, are the primary type of weather-related hazard experienced in Livingston County, MO, with 76 such events recorded over the last 30 years. Recent occurrences include flooding in May 2019, where torrential rains caused areas of inundation, and a flood event in July 2017 that resulted in flooding across portions of northern Missouri following several thunderstorms.
Analysis of National Flood Insurance Program (NFIP) claims reveals that properties in Zone A have experienced a significant number of claims, averaging $7,889 per payout with an average water depth of 0.2 feet. However, properties in Zone X_UNSHADED have seen higher average payouts of $28,991, with an average water depth of 3.0 feet, indicating potentially more severe inundation in these areas despite fewer claims. Homeowners, journalists, and real estate agents should pay particular attention to properties located in Zone A and Zone X_UNSHADED, as these zones have demonstrated a history of flood claims with varying impacts.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Livingston County, Missouri has recorded 76 flood-related events since 1996 according to NOAA's Storm Events Database, including 11 flash floods and 65 river or area floods. The county has received 23 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jun 24, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 15, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Sep 9, 2014 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 31, 2011 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | Jun 12, 2010 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 8, 2009 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | May 21, 2019 | 0.00K |
| Flash Flood | Oct 8, 2018 | 0.00K |
| Flood | Jul 13, 2017 | 0.00K |
| Flood | Apr 5, 2017 | 0.00K |
| Flash Flood | Aug 26, 2016 | 0.00K |
| Flash Flood | Aug 1, 2016 | 0.00K |
| Flood | Jun 15, 2015 | 0.00K |
| Flood | Aug 1, 2015 | 0.00K |
| Flash Flood | Jun 15, 2013 | 0.00K |
| Flash Flood | Jul 16, 2010 | 0.00K |
Flood — May 21, 2019
A line of generally sub-severe thunderstorms moved through the region during the early morning hours on May 21. These storms didn't produce any severe winds or hail, but as they moved east wake low winds produced damage consisting of several tree limbs down as well as power lines and power poles. The storms then went on to produce torrential rains which caused areas of flooding.
Flash Flood — Oct 8, 2018
Starting on October 6th, the atmosphere set itself up in a pattern conducive to bring a prolonged period of heavy rain to portions of northeastern Kansas and northwestern Missouri. The heaviest rain occurred Saturday and Sunday (Oct 6-7). By Tuesday night (October 9th) more than 11 inches of rain fell in and around the Kansas City Metro. Local drought conditions were still in the Extreme to Exc...
Flood — Jul 13, 2017
On the evening of July 13, several thunderstorms formed in northern Missouri, producing some minor wind damage. These storms eventually congealed into a larger complex and caused some flooding across portions of northern Missouri.
Flood — Apr 5, 2017
Widespread moderate to heavy rain resulted in numerous roads across northern Missouri to be flooded. Impacts were rather low, as most of these closures were soon resolved once the water receded.
Flash Flood — Aug 26, 2016
On the evening of August 26, 2016 a line of strong storms formed in northeastern Kansas, and then moved into northwestern Missouri. Embedded within the line of storms was a supercell, which formed earlier in the evening. This supercell produced some isolated strong wind gusts, most likely associated with the RFD. It also went on to produce a weak tornado that lasted 10 minutes and traveled 4 mi...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Livingston County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Livingston County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.