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Mercer County, Missouri Flood Zones

Check an Address in Mercer County

Enter any address in Mercer County, Missouri to see its FEMA flood zone

Read First-Hand Flood Stories from Mercer County

5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Mercer County

Mercer County, Missouri has recorded 13 flood-related events since 1996 according to NOAA's Storm Events Database, including 12 flash floods and 1 river or area floods. The county has received 19 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Mercer County Disaster History

FEMA Disaster Declarations (1973–2020)

Disaster Declarations
19
Flood/Coastal Disasters
2
Latest Disaster
Covid-19 Pandemic (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Mercer County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Tornadoes, And FloodingSevere StormApr 29, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormSep 9, 2014
Severe Winter StormSevere StormJan 31, 2011
Severe Storms, Flooding, And TornadoesSevere StormJun 12, 2010
Severe Winter StormSevere Ice StormJan 26, 2009
Severe Storms And FloodingSevere StormJun 1, 2008
Severe Winter StormsSevere Ice StormDec 8, 2007
Severe Storms And FloodingSevere StormMay 5, 2007

Recorded Flood Events in Mercer County

NOAA Storm Events Database (1996–2025)

Total Flood Events
13
River/Area Floods
1
Flash Floods
12

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Mercer County

TypeDateDamage
Flash FloodAug 4, 20230.00K
Flash FloodJun 24, 20210.00K
Flash FloodMay 28, 20190.00K
Flash FloodAug 9, 20150.00K
FloodJun 3, 20140.00K
Flash FloodSep 21, 20100.00K
Flash FloodMay 15, 20090.00K
Flash FloodJul 24, 20080.00K
Flash FloodJul 13, 2006
Flash FloodMay 22, 2005

Mercer County Flood History

Flash Flood — Aug 4, 2023

On the afternoon and evening of August 4th, severe storms developed over western Missouri and moved eastward into central Missouri. A supercell produced a 4.5 mile long EF0 tornado in rural Ray County near the community of Millville, with another supercell producing a 1.5 mile long EF0 near Malta Bend in Saline County. A few other wind damage and 60 mph wind gusts reports were received with the...

Flash Flood — Jun 24, 2021

Late in the afternoon, and through the evening hours on June 24 a cluster of storms over southeast Nebraska congealed into a line of thunderstorms that focused across northern Missouri. Most notably within this line of storms was a cluster of QLCS tornadoes that formed in Grundy County. There may have been other tornadoes associated with circulations that were noted on radar, but emergency mana...

Flash Flood — May 28, 2019

Widespread severe weather moved through the region on May 28. One supercell produced several tornadoes, including the Lawrence to Linwood, Kansas tornado. This storm then went on to produce an EF-2 tornado in northeastern Clay County and did damage to portions of Kearney, Missouri. Earlier in the day, through the morning and early afternoon hours several storms moved through northern Missouri c...

Flash Flood — Aug 9, 2015

In a couple rounds of severe thunderstorms early morning storms did some wind damage in eastern Kansas and western Missouri. Later in the day more storms moved in causing some wind damage as well as some flash flooding.

Flood — Jun 3, 2014

Several lines of storms erupted over northern Missouri into southeastern Nebraska and tracked southeast producing widespread severe weather in northern and northwestern Missouri and northeastern Kansas. The multiple rounds of storms also produced widespread rainfall of 2 to 4 inches, with some areas reporting as much as 5 inches of rain.

Source: NOAA National Weather Service Storm Events Database.

Missouri Statewide Flood Insurance Data

Total NFIP Claims
51,227
Total Claims Paid
$963.1M

Flood Zone Types in Mercer County

FEMA assigns flood zone designations to areas in Mercer County, Missouri:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Mercer County

Properties in Mercer County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.