Enter any address in Miller County, Missouri to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent flood event in Miller County, MO, with 89 occurrences recorded in the last 30 years, resulting in 3 fatalities. More general flooding events have also occurred. For example, localized flash flooding was reported in June 2025 following early morning thunderstorms, and significant flash flooding occurred across south-central Missouri in April 2025 due to heavy rainfall.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone X_UNSHADED have experienced the most claims, with an average payout of $9,494 and an average water depth of 6.5 feet. However, Zone X properties have seen significantly higher average payouts of $58,664, despite a lower average water depth of 0.6 feet. Homeowners in areas designated as Zone A, Zone X_UNSHADED, and Zone X should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
22 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Miller County, Missouri has recorded 109 flood-related events since 1996 according to NOAA's Storm Events Database, including 89 flash floods and 20 river or area floods. The county has received 29 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Flood | Apr 28, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Flood | Dec 22, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 15, 2015 |
| Severe Storms, Straight-line Winds And Flooding | Severe Storm | Aug 2, 2013 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 29, 2013 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 19, 2011 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 29, 2025 | 0.00K |
| Flash Flood | Apr 4, 2025 | 0.00K |
| Flash Flood | May 26, 2024 | 0.00K |
| Flash Flood | May 8, 2024 | 0.00K |
| Flood | Apr 2, 2024 | 0.00K |
| Flood | Mar 24, 2023 | 0.00K |
| Flash Flood | Aug 2, 2023 | 0.00K |
| Flash Flood | Jan 11, 2020 | 0.00K |
| Flash Flood | Jul 4, 2020 | 0.00K |
| Flood | Feb 24, 2018 | 0.00K |
Flash Flood — Jun 29, 2025
Thunderstorms occurred during the early morning hours across central Missouri, producing localized flash flooding. A larger complex of thunderstorms with severe winds moved through southwest Missouri during the afternoon and evening hours of June 29th, producing widespread damaging winds from Dade County, southeast into the Springfield metro area and then southeast into Taney County. Widespread...
Flash Flood — Apr 4, 2025
Multiple rounds of showers and thunderstorms occurred across southern Missouri between April 4th and April 6th. The highest rainfall amounts occurred southeast of Springfield where pockets of 8-10 inches with localized amounts to 12 inches occurred. Significant flash flooding and minor to moderate river flooding occurred, especially across south central Missouri. Two flood fatalities occurred w...
Flash Flood — May 26, 2024
A second round of severe thunderstorms occurred during the afternoon and evening on May 26, 2024. Supercell thunderstorms initialized over central Missouri and spread southward as rapid destabilization occurred along and east of Highway 65. 40-55 knots of deep layer shear combined with steep mid-level lapse rates and sufficient instability primed the atmosphere to produce all modes of severe we...
Flash Flood — May 8, 2024
Two rounds of severe thunderstorms occurred on May 8, 2024. The first round occurred during the morning and early afternoon hours as a surface low pressure system approached the area from the southwest, pushing a strong frontal boundary and shortwave energy/lift into the region. For this round, thunderstorms were more elevated in nature, producing hail up to golf ball size, damaging winds, and ...
Flood — Apr 2, 2024
Severe thunderstorms brought damaging wind, large hail, and five tornadoes to the Missouri Ozarks from the evening of April 1st to the early morning hours of April 2nd. A tornado that occurred near Fair Grove was rated in EF-1. The four other tornadoes were rated EF-0 with three of them occurring from eastern Dallas County into Laclede County. The fourth EF-0 tornado occurred in St. James.||In ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Miller County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Miller County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.