Enter any address in Mississippi County, Missouri to see its FEMA flood zone
River overflow along the Mississippi River is the dominant flood character for Mississippi County. Between 2019 and 2025, NOAA Storm Events data recorded 37 flood events and 10 flash flood events in the county. For example, minor flooding of bottomland occurred in Mississippi County in early March 2025, following heavy rainfall in mid-February that caused river levels to rise. Similarly, prolonged minor flooding occurred in Mississippi County in February 2025, as heavy rain in the lower Ohio and Tennessee Valleys led to rising Mississippi River levels.
National Flood Insurance Program (NFIP) claims data shows that Zone A, which typically represents areas with a 1% annual chance of flooding, accounted for 131 claims with an average payout of $27,355 and an average water depth of 4.9 feet. Claims in Zone X and Zone X_Unshaded, representing areas with reduced flood risk, were fewer but still resulted in payouts. Residents in areas designated as Zone A, or those located near the Mississippi River, should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
20 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Mississippi County, Missouri has recorded 47 flood-related events since 1996 according to NOAA's Storm Events Database, including 10 flash floods and 37 river or area floods. The county has received 25 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Mar 30, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jul 29, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Straight-line Winds, And Flooding | Flood | Mar 11, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Flood | Apr 28, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Flood | Dec 23, 2015 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 19, 2011 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Feb 16, 2025 | 0.00K |
| Flood | Mar 1, 2025 | 0.00K |
| Flood | May 11, 2024 | 0.00K |
| Flood | Feb 10, 2019 | 0.00K |
| Flood | Jun 2, 2019 | 10.00K |
| Flood | Mar 1, 2019 | 0.00K |
| Flood | Feb 24, 2018 | 0.00K |
| Flood | May 17, 2018 | 0.00K |
| Flash Flood | Jun 12, 2018 | 0.00K |
| Flood | Mar 1, 2018 | 0.00K |
Flood — Feb 16, 2025
Heavy rain (3-7) over the lower Ohio and Tennessee Valleys on February 15th resulted in rising river levels on Mississippi River, with prolonged minor flooding in Mississippi County across from Hickman Kentucky. Minor flooding continued into early March.
Flood — Mar 1, 2025
A prolonged flooding event on the Ohio and Mississippi rivers, that began in the middle of February, continued into March at Hickman Kentucky. Minor flooding of bottomland continued in Mississippi County. Heavy rainfall in the middle of February was the cause of rising river levels which lowered just below flood stage on the 1st.
Flood — May 11, 2024
Heavy rainfall in early May, culminating in the May 8th severe weather and flooding event, resulted in rising river on the Mississippi River, with Thebes returning to minor flood and Hickman reaching minor flood in the following days. Minor flooding in Southeast Missouri around these river sites lasted roughly a week in both areas with impacts limited to low-lying areas.
Flood — Feb 10, 2019
Moderate flooding developed on the Mississippi River below the Ohio River confluence. After a wet January, the active weather pattern continued into February. Frequent moderate to heavy rain events pushed the rivers higher. February was one of the wettest Februarys on record in the Ohio and Tennessee River Valleys. The monthly rainfall total at Paducah, Kentucky was 10.42 inches. All of this h...
Flood — Jun 2, 2019
Major flooding continued on parts of the Mississippi River through the month of June. The region remained stuck in a long-term wet pattern that continued through the spring and into early summer. Most locations were 1 to 2 inches above normal for the month of June. Some locations saw as much as 3 to 5 inches more rainfall than normal in June. Heavy rain in the upper parts of the Midwest sent an...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Mississippi County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Mississippi County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.