Enter any address in Moniteau County, Missouri to see its FEMA flood zone
Flash flooding from thunderstorms dominates the flood character of Moniteau County. Between 1993 and 2023, the NOAA Storm Events Database recorded 27 flash flood events and 7 general flood events. Recent examples include widespread heavy rain causing flash flooding in August 2023, and a strong spring storm system bringing over nine inches of rain and leading to flash flooding in April 2017.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most claims, with an average payout of $9,354 and an average water depth of 11.1 feet. Properties in Zone X_SHADED have also seen claims, averaging $15,000 with 3.0 feet of water depth. Homeowners in Zone A, and those in or near mapped flood hazard areas, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Moniteau County, Missouri has recorded 34 flood-related events since 1996 according to NOAA's Storm Events Database, including 27 flash floods and 7 river or area floods. The county has received 22 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jun 24, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Flood | Dec 22, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 15, 2015 |
| Flooding | Flood | Jun 1, 2011 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 31, 2011 |
| Severe Winter Storm | Severe Ice Storm | Jan 26, 2009 |
| Severe Storms And Flooding | Severe Storm | Mar 17, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Aug 2, 2023 | 0.00K |
| Flash Flood | Apr 29, 2017 | 0.00K |
| Flash Flood | Jul 31, 2016 | 0.00K |
| Flash Flood | Aug 1, 2016 | 0.00K |
| Flash Flood | Apr 3, 2014 | 0.00K |
| Flash Flood | Jul 26, 2010 | 0.00K |
| Flash Flood | Apr 23, 2010 | 0.00K |
| Flood | Jun 9, 2010 | 0.00K |
| Flash Flood | Oct 30, 2009 | 0.00K |
| Flash Flood | Apr 29, 2009 | 0.00K |
Flash Flood — Aug 2, 2023
Thunderstorms developed over central Missouri during the early evening hours. They moved east/southeast through the overnight hours. Numerous large hail and damaging wind reports were received. During the late evening through overnight hours, widespread heavy rain fell causing flash flooding. There was fairly widespread 1-3 rainfall totals, with isolated 6-8+ in central Missouri and south-centr...
Flash Flood — Apr 29, 2017
A strong spring storm system brought multiple rounds of thunderstorms and heavy rain to the southeast half of Missouri during the weekend of April 29th-30th. Rainfall totals surpassed nine inches in some locations and this led to flash flooding and historic flooding along some of the tributaries of the Missouri and Mississippi Rivers. Areas along the Meramec River were especially hard hit as n...
Flash Flood — Jul 31, 2016
Several rounds of storms trained over central Missouri during the evening hours of July 31st through the morning hours of August 1st. There were several reports of flash flooding with one fatality in Cole County which occurred during the early morning hours of August 1st.
Flash Flood — Aug 1, 2016
Several rounds of storms trained over central Missouri during the evening hours of July 31st through the morning hours of August 1st. There were several reports of flash flooding with one fatality in Cole County which occurred during the early morning hours of August 1st.
Flash Flood — Apr 3, 2014
A mesoscale convective complex developed and moved east across the forecast area. There were numerous reports of damaging winds, large hail, flash flooding and one tornado.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Moniteau County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Moniteau County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.