Enter any address in Monroe County, Missouri to see its FEMA flood zone
Flash flooding from thunderstorms dominates the flood character of Monroe County. Over the past 30 years, the NOAA Storm Events Database has recorded 26 flash flood events compared to 3 general flood events. For example, a flash flood occurred on June 3, 2020, following a combination of outflow boundaries and a cold front that triggered widespread showers and storms. Another instance of flash flooding was reported on September 6, 2018, when a line of storms produced heavy rainfall.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced flooding, with an average payout of $16,420 and an average water depth of 6.3 feet. Homeowners in areas designated as Zone A, particularly those situated near waterways or in low-lying areas, should pay close attention to flood risk information.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
Monroe County, Missouri has recorded 29 flood-related events since 1996 according to NOAA's Storm Events Database, including 26 flash floods and 3 river or area floods. The county has received 18 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 15, 2015 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 31, 2011 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | Jun 12, 2010 |
| Severe Winter Storm | Severe Ice Storm | Jan 26, 2009 |
| Severe Storms And Flooding | Severe Storm | Jun 1, 2008 |
| Severe Winter Storms | Severe Ice Storm | Dec 8, 2007 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 3, 2020 | 0.00K |
| Flash Flood | Sep 6, 2018 | 0.00K |
| Flash Flood | Jun 15, 2017 | 0.00K |
| Flash Flood | Aug 2, 2016 | 0.00K |
| Flash Flood | Jul 25, 2014 | 0.00K |
| Flash Flood | May 25, 2011 | 0.00K |
| Flash Flood | Jul 20, 2010 | 0.00K |
| Flash Flood | Oct 29, 2009 | 0.00K |
| Flash Flood | Apr 29, 2009 | 0.00K |
| Flash Flood | Mar 24, 2009 | 0.00K |
Flash Flood — Jun 3, 2020
A combination of old outflow boundaries and a cold front moved through the region, triggering widespread showers and storms. Some of the storms became severe with damaging winds, large hail and flash flooding.
Flash Flood — Sep 6, 2018
A line of storms moved through the region. Some of the storms produced heavy rainfall and isolated flash flooding.
Flash Flood — Jun 15, 2017
Outflow boundary moved through region and was the trigger for multicell thunderstorm complex. There were numerous reports of damaging winds with these storms.
Flash Flood — Aug 2, 2016
A large storm complex moved slowly across Missouri during the early morning hour of August 2nd. Rainfall amounts up to 6 inches with locally higher amounts caused flash flooding over portions of north central and central Missouri.
Flash Flood — Jul 25, 2014
A complex of storms moved across the northern half of Missouri dumping up to 5 inches of rain in some locations. There were several reports of flash flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Monroe County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Monroe County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.