Enter any address in Oregon County, Missouri to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Oregon County. Between 1993 and 2023, NOAA Storm Events data recorded 57 flash flood events and 34 flood events. Recent events include flash flooding in April 2025, which caused two fatalities in West Plains following rainfall of 8-10 inches, with localized amounts reaching 12 inches. Another event in June 2025 brought localized flash flooding to central Missouri.
National Flood Insurance Program (NFIP) data shows 33 claims in Zone A with an average payout of $11,953 and an average water depth of 6.2 feet. One claim was recorded in an unknown zone with an average payout of $4,617. Residents in Zone A, or those in areas with unknown flood risk, should pay the most attention to flood preparedness.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
34 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Oregon County, Missouri has recorded 91 flood-related events since 1996 according to NOAA's Storm Events Database, including 57 flash floods and 34 river or area floods. The county has received 25 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Mar 30, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Wildfires | Severe Storm | Mar 14, 2025 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Nov 3, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 19, 2024 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 3, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Flood | Apr 28, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Flood | Dec 22, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 15, 2015 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 29, 2025 | 0.00K |
| Flash Flood | Apr 4, 2025 | 0.00K |
| Flash Flood | Apr 4, 2025 | 20.00K |
| Flood | Nov 4, 2024 | 61.00K |
| Flood | Mar 24, 2023 | 0.00K |
| Flash Flood | Jul 14, 2023 | 0.00K |
| Flash Flood | Jul 13, 2023 | 0.00K |
| Flood | Mar 3, 2023 | 0.00K |
| Flood | Feb 22, 2022 | 0.00K |
| Flood | Feb 11, 2019 | 0.00K |
Flood — Jun 29, 2025
Thunderstorms occurred during the early morning hours across central Missouri, producing localized flash flooding. A larger complex of thunderstorms with severe winds moved through southwest Missouri during the afternoon and evening hours of June 29th, producing widespread damaging winds from Dade County, southeast into the Springfield metro area and then southeast into Taney County. Widespread...
Flash Flood — Apr 4, 2025
Multiple rounds of showers and thunderstorms occurred across southern Missouri between April 4th and April 6th. The highest rainfall amounts occurred southeast of Springfield where pockets of 8-10 inches with localized amounts to 12 inches occurred. Significant flash flooding and minor to moderate river flooding occurred, especially across south central Missouri. Two flood fatalities occurred w...
Flood — Nov 4, 2024
Multiple rounds of heavy rainfall and thunderstorms brought severe weather and flooding to southwest Missouri from November 4-5, 2024. A corridor of very heavy rainfall east of Springfield caused several rivers to reach major flood stage, with some locations experiencing record flooding. A total of four tornadoes were also observed on November 4, all of which were EF-0 in strength. Residual riv...
Flood — Mar 24, 2023
The most impactful storm system to affect the region during the month of March began during the late afternoon and early evening of the 23rd as strong to severe thunderstorms trained along and north of a front that had stalled over northwest Arkansas and south central Missouri. While the storms produced sporadic wind damage and hail, rainfall accumulations exceeded three inches within a 6-hour ...
Flash Flood — Jul 14, 2023
Storms developed over eastern Oklahoma and southeast Kansas during the evening of the 13th and moved along the Missouri and Arkansas border during the early morning of the 14th. The strongest storms produced up to ping-pong ball sized hail over Oregon County. Rainfall accumulations ranged from one to two inches near the Missouri and Arkansas Border. A second round of storms developed over cent...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Oregon County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Oregon County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.