FloodZoneMap.org

Ozark County, Missouri Flood Zones

Check an Address in Ozark County

Enter any address in Ozark County, Missouri to see its FEMA flood zone

Ozark County Disaster History

Disaster Declarations
27
Flood/Coastal Disasters
4
Hurricane Disasters
1
Latest Disaster
SEVERE STORMS AND FLOODING (2025-05-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Ozark County

DeclarationTypeDate
SEVERE STORMS AND FLOODINGSevere Storm2025-05-23
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODINGSevere Storm2025-03-30
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND WILDFIRESSevere Storm2025-03-14
SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODINGSevere Storm2024-11-03
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODINGSevere Storm2023-07-29
COVID-19 PANDEMICBiological2020-01-20
COVID-19 Biological2020-01-20
SEVERE STORMS, TORNADOES, AND FLOODINGSevere Storm2019-04-29
SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODINGFlood2017-04-28
SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODINGFlood2015-12-23

Missouri Statewide Flood Insurance Data

County-level NFIP data coming soon. Here are Missouri statewide figures for context:

Total NFIP Claims
51,227
Total Claims Paid
$963.1M
Active Policies
1,000
Avg Premium
$805/yr

Flood Zone Types in Ozark County

FEMA assigns flood zone designations to areas in Ozark County, Missouri:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Ozark County

Properties in Ozark County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.