Enter any address in Ozark County, Missouri to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Ozark County. Between 2000 and 2023, NOAA Storm Events data recorded 155 flood events and 126 flash flood events, with one recorded fatality attributed to flash flooding. For example, thunderstorms produced localized flash flooding on June 29, 2025, and a multi-day rain event from April 4-6, 2025, resulted in significant flash flooding and river flooding across south central Missouri.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced flood damage, with an average payout of $68,631 and an average water depth of 1.2 feet. Residents in Zone A, as well as those in areas with unknown flood risk, should pay close attention to flood potential.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
112 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Ozark County, Missouri has recorded 281 flood-related events since 1996 according to NOAA's Storm Events Database, including 126 flash floods and 155 river or area floods. The county has received 27 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms And Flooding | Severe Storm | May 23, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Mar 30, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Wildfires | Severe Storm | Mar 14, 2025 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Nov 3, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jul 29, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Flood | Apr 28, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Flood | Dec 23, 2015 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 30, 2025 | 0.00K |
| Flood | Apr 30, 2025 | 0.00K |
| Flash Flood | Jun 29, 2025 | 0.00K |
| Flash Flood | Apr 27, 2025 | 0.00K |
| Flood | May 24, 2025 | 0.00K |
| Flash Flood | May 24, 2025 | 0.00K |
| Flood | Apr 19, 2025 | 0.00K |
| Flood | Jun 15, 2025 | 0.00K |
| Flood | Jun 7, 2025 | 0.00K |
| Flash Flood | Apr 5, 2025 | 50.00K |
Flood — Jun 30, 2025
Thunderstorms occurred during the early morning hours across central Missouri, producing localized flash flooding. A larger complex of thunderstorms with severe winds moved through southwest Missouri during the afternoon and evening hours of June 29th, producing widespread damaging winds from Dade County, southeast into the Springfield metro area and then southeast into Taney County. Widespread...
Flood — Apr 30, 2025
Slow moving showers and storms moved over portions of the Ozarks that had received multiple rounds of heavy rainfall over the preceding week. This lead to flooding on several low water crossings and caused some rivers to reach minor flood stage.
Flash Flood — Jun 29, 2025
Thunderstorms occurred during the early morning hours across central Missouri, producing localized flash flooding. A larger complex of thunderstorms with severe winds moved through southwest Missouri during the afternoon and evening hours of June 29th, producing widespread damaging winds from Dade County, southeast into the Springfield metro area and then southeast into Taney County. Widespread...
Flash Flood — Apr 27, 2025
Showers and thunderstorms produced between 1 and 3 inches of rainfall across portions of the Ozarks which caused localized flooding.
Flood — May 24, 2025
Several rounds of showers and thunderstorms occurred from Friday, May 23 through Tuesday, May 27, 2025. Total Rainfall amounts ranged between 2-5 inches, with localized amounts up to 8.6 inches.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Ozark County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Ozark County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.