Enter any address in Reynolds County, Missouri to see its FEMA flood zone
Flash flooding from heavy rainfall events is the dominant flood character in Reynolds County. Recent events include widespread flooding reported on April 4, 2025, due to a stationary front and ample moisture, and flash flooding observed on July 31, 2020, following localized rainfall totals of 6 to 7 inches.
National Flood Insurance Program data indicates that properties in Zone A have experienced the highest number of claims, with an average payout of $23,615 and an average water depth of 3.6 feet. However, properties in Zone X_UNSHADED have seen deeper flooding, averaging 5.7 feet, despite fewer claims. Homeowners in Zone A, as well as those in Zone X_UNSHADED and Zone X, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Reynolds County, Missouri has recorded 27 flood-related events since 1996 according to NOAA's Storm Events Database, including 23 flash floods and 4 river or area floods. The county has received 26 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Mar 30, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Wildfires | Severe Storm | Mar 14, 2025 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Nov 3, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 19, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Dec 10, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Flood | Apr 28, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Flood | Dec 23, 2015 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 19, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 4, 2025 | 500.00K |
| Flash Flood | Nov 4, 2024 | 0.00K |
| Flash Flood | Jul 31, 2020 | 0.00K |
| Flash Flood | Feb 24, 2018 | 0.00K |
| Flash Flood | Apr 29, 2017 | 0.00K |
| Flash Flood | Dec 28, 2015 | 355.00K |
| Flood | Nov 17, 2015 | 0.00K (2 deaths) |
| Flash Flood | Apr 23, 2011 | 0.00K |
| Flash Flood | Aug 18, 2009 | 0.00K |
| Flash Flood | Jun 9, 2009 | 0.00K |
Flash Flood — Apr 4, 2025
A stationary front over southern Missouri along with ample mid-level forcing, moisture, and efficient rain processes resulted in flooding across portions of east-central and southeast Missouri. Numerous roads across the St. Louis metropolitan area were impassable due to the heavy rainfall.
Flash Flood — Nov 4, 2024
Overnight on Sunday, November 3rd, a shield of rain and thunderstorms moved into the bi-state area. By Monday morning, persistent rainfall resulted in fatal flash flooding in southeast Missouri, with one fatality occurring in Iron County. Later on Monday evening, a QLCS produced two EF-0 tornadoes in east-central Missouri and shifted the axis of heaviest rain to the north. Due to the shift nort...
Flash Flood — Jul 31, 2020
An upper level low centered over Missouri moved slowly eastward with two lobes of vorticity that were pivoting around each other. The interaction of the two vort maxes produced two distinct areas of heavy rain, one over central/east central Missouri and another over south central and southeast Missouri. Very heavy rain fell in these areas, mainly between 3 and 4 inches of rain, though a few are...
Flash Flood — Feb 24, 2018
Several rounds of heavy rain fell over the region leading up to February 24th. Storm total amounts ranged from 2 to 6 inches with the highest amounts along and south of I-44. Flash flooding was reported in a number of locations.
Flash Flood — Apr 29, 2017
A strong spring storm system brought multiple rounds of thunderstorms and heavy rain to the southeast half of Missouri during the weekend of April 29th-30th. Rainfall totals surpassed nine inches in some locations and this led to flash flooding and historic flooding along some of the tributaries of the Missouri and Mississippi Rivers. Areas along the Meramec River were especially hard hit as n...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Reynolds County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Reynolds County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.