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FEMA flood zones · Missouri

Schuyler County, Missouri Flood Zone Map

2 federal flood & hurricane disasters

1% of Schuyler County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Schuyler County, Missouri. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

2 NOAA storm reports from Schuyler County describe what happened, in the words of the forecasters who covered it. Read the Missouri flood stories →

Federal disasters

18 federal disaster declarations since 1973, 2 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Tornadoes, And FloodingApr 29, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingMay 15, 2015
Severe Winter StormJan 31, 2011
Severe Winter Storm And SnowstormJan 31, 2011
Severe Storms, Flooding, And TornadoesJun 12, 2010
Severe Winter StormJan 26, 2009
Severe Storms, Flooding, And A TornadoSep 11, 2008
Severe Storms And FloodingJun 1, 2008

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

14 since 1996: 14 flash floods.

EventDateDamage
Flash FloodJul 27, 2015—
Flash FloodJun 25, 2015—
Flash FloodJun 22, 2015—
Flash FloodJun 7, 2014—
Flash FloodJun 3, 2014—
Flash FloodJul 20, 2010—
Flash FloodMay 12, 2010— · 1 killed
Flash FloodMay 15, 2009—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jul 27, 2015. Thunderstorms brought heavy rain and flash flooding to northeastern Missouri during the afternoon of July 27th.

Flash Flood · Jun 25, 2015. Widespread wind, hail, and flooding occurred, starting overnight on the 24th into the 25th. While flooding was the biggest problem, mainly in Missouri for the morning of the 25th, severe weather moved in and brought a wide area of severe reports across the area.

Flash Flood · Jun 22, 2015. On the evening of June 20, an MCS was moving southeastward out of Iowa, into northeastern Missouri. Widespread thunderstorms formed on the southern flank of the original MCS causing widespread thunderstorm wind damage and some large hail up to the size of golf balls. As the boundary slid southward through the day on June 21 storms continued to form, bringing more wind damage and hail, this time up to baseball size…

Flash Flood · Jun 7, 2014. Heavy rain occurred during the day across northern Missouri as stronger storms tracked across the southern portion of the state.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Schuyler County

If a building in Schuyler County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.