FloodZoneMap.org

Scotland County, Missouri Flood Zones

Check an Address in Scotland County

Enter any address in Scotland County, Missouri to see its FEMA flood zone

The Flooding Character of Scotland County

Flash flooding from heavy rainfall events dominates the flood character of Scotland County, MO. Over the past 30 years, NOAA Storm Events data shows 30 recorded flash flood events compared to 2 general flood events. Recent examples include the significant rainfall event in August 2023, which caused flash flooding and a rapid rise on the Fox River near Wayland, with rainfall amounts between 4 and 8 inches falling in less than 6 hours. In June 2021, a large storm produced upwards of 3 inches of rain in a short period, leading to flash flooding in mainly rural areas and washing out roads.

Residents in areas prone to flash flooding, particularly those near rivers and streams, should pay close attention to flood risk. Homeowners in low-lying areas or those without a Base Flood Elevation (BFE) should also be particularly aware of potential flood impacts.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Scotland County

8 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Missouri flood stories →

Flood Risk Data for Scotland County

Scotland County, Missouri has recorded 32 flood-related events since 1996 according to NOAA's Storm Events Database, including 30 flash floods and 2 river or area floods. The county has received 24 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Scotland County Disaster History

FEMA Disaster Declarations (1973–2023)

Disaster Declarations
24
Flood/Coastal Disasters
4
Latest Disaster
Severe Storms, Straight-line Winds, Tornadoes, And Flooding (2023-07-29)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Scotland County

DeclarationTypeDate
Severe Storms, Straight-line Winds, Tornadoes, And FloodingSevere StormJul 29, 2023
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Tornadoes, And FloodingSevere StormApr 29, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormMay 15, 2015
Severe Storms, Straight-line Winds, Tornadoes, And FloodingSevere StormMay 29, 2013
Severe Winter StormSevere StormJan 31, 2011
Severe Winter Storm And SnowstormSevere StormJan 31, 2011
Severe Storms, Flooding, And TornadoesSevere StormJun 12, 2010
Severe Winter StormSevere Ice StormJan 26, 2009

Recorded Flood Events in Scotland County

NOAA Storm Events Database (1996–2025)

Total Flood Events
32
River/Area Floods
2
Flash Floods
30
Total Property Damage
$400,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Scotland County

TypeDateDamage
Flash FloodAug 4, 20230.00K
Flash FloodJun 28, 20210.00K
Flash FloodMay 25, 20190.00K
Flash FloodJun 25, 20150.00K
Flash FloodJun 24, 20150.00K
Flash FloodJun 22, 20150.00K
FloodFeb 20, 20140.00K
Flash FloodJun 26, 20110.00K
Flash FloodMay 25, 20110.00K
Flash FloodJun 20, 201125.00K

Scotland County Flood History

Flash Flood — Aug 4, 2023

A significant rain event occurred late Friday into Saturday across northeast Missouri, extreme southeast Iowa, and west central Illinois, which resulted in flash flooding and a rapid rise on the Fox River near Wayland, Missouri. A slow moving mesoscale convective vortex (MCV) tracked over the area and brought very heavy rain in a short amount of time. Rainfall amounts between 4 and 8 inches f...

Flash Flood — Jun 28, 2021

Early on the 28th, showers and thunderstorms developed in an anomalously moist environment, with precipitable water values reaching up to 2 inches. One large storm developed, producing very heavy rainfall in Scotland and Clark Counties, eventually dying off as it continued to move east. This storm dropped upwards to 3 inches or more, which led to flash flooding in mainly rural area. Roads were ...

Flash Flood — May 25, 2019

A slow, south moving cold front and an outflow boundary from morning thunderstorms over northern Missouri and Illinois, combined with a hot and humid environment to produce widespread showers and thunderstorms across portions of eastern Iowa, northwest Illinois and northeast Missouri during the evening and early overnight hours. Several thunderstorms became severe, and produced large hail and d...

Flash Flood — Jun 25, 2015

Late evening storms became severe over eastern Iowa the evening of June 24th, as storms progressed south, the hail threat transitioned to very heavy rainfall, and flash flooding. Wind damage also occurred overnight as the storms pushed into northeast Missouri.

Flash Flood — Jun 24, 2015

Late evening storms became severe over eastern Iowa the evening of June 24th, as storms progressed south, the hail threat transitioned to very heavy rainfall, and flash flooding. Wind damage also occurred overnight as the storms pushed into northeast Missouri.

Source: NOAA National Weather Service Storm Events Database.

Missouri Statewide Flood Insurance Data

Total NFIP Claims
51,227
Total Claims Paid
$963.1M

Flood Zone Types in Scotland County

FEMA assigns flood zone designations to areas in Scotland County, Missouri:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Scotland County

Properties in Scotland County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.