Enter any address in Scott County, Missouri to see its FEMA flood zone
Flood events, including flash floods, are a recurring concern in Scott County, MO. Over the past 30 years, NOAA Storm Events data shows 59 flood events and 22 flash flood events. Recent examples include minor street flooding in February 2025 due to heavy rainfall and a significant severe weather outbreak causing flooding in May 2024. Elevated river levels on the Mississippi River also contributed to flooding in May 2024.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $9,900 and an average water depth of 4.3 feet. Properties in Zone X_SHADED have also seen claims, with an average payout of $7,032 and an average water depth of 1.2 feet. Homeowners in Zone A, as well as those in areas prone to river overflow or flash flooding, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
30 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Scott County, Missouri has recorded 81 flood-related events since 1996 according to NOAA's Storm Events Database, including 22 flash floods and 59 river or area floods. The county has received 30 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 16, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Mar 30, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Wildfires | Severe Storm | Mar 14, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 19, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jul 29, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Straight-line Winds, And Flooding | Flood | Mar 11, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Flood | Apr 28, 2017 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Feb 15, 2025 | 0.00K |
| Flood | May 26, 2024 | 0.00K |
| Flash Flood | May 26, 2024 | 0.00K |
| Flood | Jul 18, 2024 | 0.00K |
| Flood | May 9, 2024 | 0.00K |
| Flood | Jul 6, 2024 | 0.00K |
| Flood | May 3, 2024 | 0.00K |
| Flash Flood | Aug 14, 2023 | 0.00K |
| Flash Flood | Aug 3, 2023 | 0.00K |
| Flood | Mar 18, 2021 | 0.00K |
Flood — Feb 15, 2025
Showers and thunderstorms produced heavy rainfall (2-5) as they streamed northeast across southeast Missouri in the afternoon and evening of the 15th. The greatest rainfall amounts were near the Mississippi River in New Madrid and Mississippi counties. Minor flooding of city streets occurred in the city of New Madrid and along numerous state highways and county Roads. The heavy rain caused a re...
Flood — May 26, 2024
The second major severe weather outbreak for the month occurred on the 26th for the Quad State region. On the synoptic scale, a shortwave trough centered in the middle of the country with a 60 kt mid-level jet moved across northern Arkansas. A weak surface low was moving into SE Missouri during the morning with a secondary low located further northwest. A warm frontal boundary was draped across...
Flash Flood — May 26, 2024
The second major severe weather outbreak for the month occurred on the 26th for the Quad State region. On the synoptic scale, a shortwave trough centered in the middle of the country with a 60 kt mid-level jet moved across northern Arkansas. A weak surface low was moving into SE Missouri during the morning with a secondary low located further northwest. A warm frontal boundary was draped across...
Flood — Jul 18, 2024
Torrential rainfall in Southwest Illinois on July 16th resulted in water levels at Thebes briefly returning to minor flood, with limited impacts to low-lying agricultural areas.
Flood — May 9, 2024
Heavy rainfall in early May, culminating in the May 8th severe weather and flooding event, resulted in rising river on the Mississippi River, with Thebes returning to minor flood and Hickman reaching minor flood in the following days. Minor flooding in Southeast Missouri around these river sites lasted roughly a week in both areas with impacts limited to low-lying areas.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Scott County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Scott County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.