Enter any address in Stoddard County, Missouri to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Stoddard County. Between 1994 and 2024, NOAA Storm Events data recorded 36 flash flood events and 26 flood events, with one recorded fatality. Recent events include flash flooding on May 26, 2024, and flooding on February 15, 2025, which caused minor flooding of city streets and damage to vehicles.
National Flood Insurance Program (NFIP) claims data shows a variety of flood experiences. Zone A areas have seen 63 claims with an average payout of $9,338 and an average water depth of 1.9 feet. Zone X areas have had 10 claims averaging $5,732 and 4.3 feet of water. Notably, Zone UNKNOWN areas, with 8 claims, experienced the highest average water depth at 12.2 feet and the highest average payout of $21,570. Zone X_Unshaded areas had 4 claims with an average payout of $9,440 and 0.8 feet of water.
Homeowners in Stoddard County, particularly those in or near designated flood zones, should pay close attention to flood risk. Residents in Zone A, Zone X, and especially those in areas with unknown flood risk designations, should be aware of their property's potential for flooding and consider appropriate mitigation measures.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
31 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Stoddard County, Missouri has recorded 62 flood-related events since 1996 according to NOAA's Storm Events Database, including 36 flash floods and 26 river or area floods. The county has received 26 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Mar 30, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Wildfires | Severe Storm | Mar 14, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 19, 2024 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 3, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Flood | Dec 23, 2015 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 29, 2013 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 19, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Feb 15, 2025 | 0.00K |
| Flood | May 26, 2024 | 0.00K |
| Flash Flood | May 26, 2024 | 0.00K |
| Flash Flood | May 26, 2024 | 10.00K |
| Flash Flood | May 16, 2024 | 0.00K |
| Flood | Jun 5, 2024 | 0.00K |
| Flash Flood | Aug 3, 2023 | 60.00K |
| Flood | Mar 6, 2022 | 0.00K |
| Flash Flood | Aug 13, 2021 | 0.00K |
| Flash Flood | May 4, 2021 | 0.00K |
Flood — Feb 15, 2025
Showers and thunderstorms produced heavy rainfall (2-5) as they streamed northeast across southeast Missouri in the afternoon and evening of the 15th. The greatest rainfall amounts were near the Mississippi River in New Madrid and Mississippi counties. Minor flooding of city streets occurred in the city of New Madrid and along numerous state highways and county Roads. The heavy rain caused a re...
Flood — May 26, 2024
The second major severe weather outbreak for the month occurred on the 26th for the Quad State region. On the synoptic scale, a shortwave trough centered in the middle of the country with a 60 kt mid-level jet moved across northern Arkansas. A weak surface low was moving into SE Missouri during the morning with a secondary low located further northwest. A warm frontal boundary was draped across...
Flash Flood — May 26, 2024
The second major severe weather outbreak for the month occurred on the 26th for the Quad State region. On the synoptic scale, a shortwave trough centered in the middle of the country with a 60 kt mid-level jet moved across northern Arkansas. A weak surface low was moving into SE Missouri during the morning with a secondary low located further northwest. A warm frontal boundary was draped across...
Flash Flood — May 16, 2024
A stalled out boundary late evening on the 16th resulted in continued heavy rainfall from central Butler County to central Scott County with the longest duration heavy rainfall rates located between Dudley and Bloomfield in Stoddard County. Rainfall amounts of 2-4 inches occurred in that area within 3 hours, resulting in flash flooding.
Flood — Jun 5, 2024
A narrow zone of training rainfall early morning on the 5th resulted in localized flooding issues in northwestern Stoddard County, Missouri. Convective activity decreased later in the morning. MLCAPE was 1000 J/kg while effective bulk shear was 25-30 kts and precipitable water was 1.7-1.9 inches.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Stoddard County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Stoddard County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.