Enter any address in Texas County, Missouri to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Texas County. Between 1993 and 2023, NOAA data recorded 94 flash flood events and 63 flood events, with one recorded fatality. Recent events include flash flooding in April 2025 following heavy rainfall across southern Missouri, and localized flash flooding in June 2025 due to thunderstorms.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced an average of $2,877 in payouts with an average water depth of 1.0 foot. Properties in Zone X_Shaded have seen higher average payouts of $53,621, with an average water depth of 0.8 feet. Homeowners in Zone A, as well as those in Zone X_Shaded, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
60 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Texas County, Missouri has recorded 157 flood-related events since 1996 according to NOAA's Storm Events Database, including 94 flash floods and 63 river or area floods. The county has received 27 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1976–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Mar 30, 2025 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Nov 3, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 19, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Flood | Apr 28, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Flood | Dec 23, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 15, 2015 |
| Severe Storms, Straight-line Winds And Flooding | Severe Storm | Aug 2, 2013 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 30, 2025 | 0.00K |
| Flood | Jun 16, 2025 | 0.00K |
| Flash Flood | Jun 15, 2025 | 0.00K |
| Flash Flood | Jul 12, 2025 | 0.00K |
| Flood | Jun 6, 2025 | 0.00K |
| Flash Flood | Apr 5, 2025 | 0.00K |
| Flash Flood | Apr 4, 2025 | 0.00K |
| Flash Flood | May 26, 2024 | 0.00K |
| Flood | May 26, 2024 | 0.00K |
| Flood | Mar 26, 2024 | 0.00K |
Flood — Jun 30, 2025
Thunderstorms occurred during the early morning hours across central Missouri, producing localized flash flooding. A larger complex of thunderstorms with severe winds moved through southwest Missouri during the afternoon and evening hours of June 29th, producing widespread damaging winds from Dade County, southeast into the Springfield metro area and then southeast into Taney County. Widespread...
Flood — Jun 16, 2025
A tropical like airmass allow for thunderstorms to produce very heavy rainfall across southern Missouri during the afternoon and evening of June 15th. Several roads were closed due to flooding.
Flash Flood — Jun 15, 2025
A tropical like airmass allow for thunderstorms to produce very heavy rainfall across southern Missouri during the afternoon and evening of June 15th. Several roads were closed due to flooding.
Flash Flood — Jul 12, 2025
A slow moving isolated thunderstorm produced flooding.
Flood — Jun 6, 2025
A round of showers and thunderstorms occurred during the late night hours of June 5th through the morning hours of June 6th. A line of thunderstorms moved into the area from the southwest and caused damaging winds and a tornado. Additional rainfall on June 7th caused flash flooding occurred due to saturated soils.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Texas County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Texas County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.