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Carter County, Montana Flood Zones

Check an Address in Carter County

Enter any address in Carter County, Montana to see its FEMA flood zone

Read First-Hand Flood Stories from Carter County

4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Carter County

Carter County, Montana has recorded 12 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods and 6 river or area floods. The county has received 8 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.

Carter County Disaster History

FEMA Disaster Declarations (2000–2020)

Disaster Declarations
8
Latest Disaster
Covid-19 Pandemic (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Carter County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Straight-line Winds, And FloodingSevere StormAug 21, 2014
Severe Storms And FloodingSevere StormApr 4, 2011
Severe Winter StormSevere StormMay 1, 2008
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Winter StormsSevere StormOct 31, 2000
WildfiresFireJul 13, 2000

Recorded Flood Events in Carter County

NOAA Storm Events Database (1996–2025)

Total Flood Events
12
River/Area Floods
6
Flash Floods
6
Total Property Damage
$400,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Carter County

TypeDateDamage
FloodMar 25, 20190.00K
Flash FloodJul 21, 20190.00K
Flash FloodJul 5, 20190.00K
FloodMar 9, 20140.00K
FloodMay 20, 2011320.00K
Flash FloodJun 20, 20100.00K
FloodApr 14, 200980.00K
Flash FloodJun 2, 20080.00K
FloodAug 3, 2004
Flash FloodAug 20, 1998

Carter County Flood History

Flood — Mar 25, 2019

Flooding occurred across many areas of south central and southeast Montana during the latter portions of the month. A considerable snow cover existed through the month. Surface and sub-surface ground temperatures remained frozen through the last week of March. Warming temperatures resulted in this snow to quickly melt. Widespread flooding occurred due to the snow melt not being able to soak in...

Flash Flood — Jul 21, 2019

A slow moving thunderstorm produced 3.70 inches of rain in a short period of time which resulted in some flash flooding.

Flash Flood — Jul 5, 2019

Very heavy thunderstorms moved across portions of southeast Montana during the afternoon and early evening hours of the 5th. Rainfall anywhere from 1 to 6 inches was reported across this area. In addition, large hail also occurred with a few of these thunderstorms. The rain and hail combined resulted in flash flooding across some areas. One location had a few basements flooded, but otherwise, b...

Flood — Mar 9, 2014

After a very cold winter resulting in area rivers, streams and creeks freezing, early March began with some heavy snow followed by a rapid warm-up. This warm-up resulted in snowmelt and ice-jam flooding over area rivers, creeks and streams that continued into the middle of the month. While many areas experienced flooding, the locations that were most impacted by flooding included Park County, a...

Flood — May 20, 2011

A Pacific low moved into the four corners region on the 17th and migrated northeast into the Dakotas through the 22nd, bringing another round of heavy precipitation aided by a tap of Gulf of Mexico moisture. Another system passed to the south on the 23rd and 24th, continuing the precipitation across the area. A new all-time daily precipitation record for Billings was set on May 24th. These two ...

Source: NOAA National Weather Service Storm Events Database.

Montana Statewide Flood Insurance Data

Total NFIP Claims
2,216
Total Claims Paid
$19.0M

Flood Zone Types in Carter County

FEMA assigns flood zone designations to areas in Carter County, Montana:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Carter County

Properties in Carter County, Montana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.