FEMA flood zones · Montana

Judith Basin County, Montana Flood Zone Map

1 federal flood & hurricane disasters

Less than 1% of Judith Basin County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Judith Basin County, Montana. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

2 NOAA storm reports from Judith Basin County describe what happened, in the words of the forecasters who covered it. Read the Montana flood stories →

Federal disasters

8 federal disaster declarations since 1975, 1 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter Storm And FloodingMay 6, 2024
Severe Storms And FloodingApr 4, 2011
Hurricane Katrina EvacuationAug 29, 2005
WildfiresJul 13, 2000
Severe Storms,ice Jams, Snow Melt, FloodingMar 1, 1997
Rains, Showmelt, Storms & FloodingJun 28, 1975

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

6 since 1996: 1 flash floods and 5 river or area floods.

EventDateDamage
FloodMay 27, 2019—
FloodJul 4, 2019—
FloodMay 21, 2011—
FloodMay 19, 2011$50,000
FloodJun 3, 2011—
Flash FloodJun 16, 1997—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · May 27, 2019. A slow-moving low pressure system was accompanied by unusually-high amounts of moisture, periods of steady of heavy rain, and some thunderstorms over north-central Montana during May 25th through the early morning of the 28th. In addition, relatively-high snow levels allowed rain to fall on lingering snowpack along the Rocky Mountain Front, where easterly upslope flow enhanced rainfall totals. Portions of the Rock…

Flood · Jul 4, 2019. A large scale trough draped over the western 1/3rd of the US, with the axis |generally orientated northeast to southwest from Western Montana. At the surface, a weak area of low pressure developed east of the Continental Divide over Central |Montana during the afternoon, while a cold front over Alberta quickly dropped south along the eastern slopes of the Rockies. Precipitable water values ranged from around .5 t…

Flood · May 21, 2011. Heavy rain and snowmelt caused several roads to be washed out as the Judith River and many small streams and creeks flooded. Flood declaration made for Judith Basin county on 5/23/11.

Flood · May 19, 2011. Heavy rain and snowmelt caused several roads to be washed out as the Judith River and many small streams and creeks flooded. Flood declaration made for Judith Basin county on 5/23/11.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Judith Basin County

If a building in Judith Basin County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.