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Mineral County, Montana Flood Zones

Check an Address in Mineral County

Enter any address in Mineral County, Montana to see its FEMA flood zone

Read First-Hand Flood Stories from Mineral County

2 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Montana flood stories →

Flood Risk Data for Mineral County

Mineral County, Montana has recorded 7 flood-related events since 1996 according to NOAA's Storm Events Database, including 1 flash floods and 6 river or area floods. The county has received 9 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Mineral County Disaster History

FEMA Disaster Declarations (1974–2020)

Disaster Declarations
9
Flood/Coastal Disasters
1
Latest Disaster
Covid-19 Pandemic (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Mineral County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
West Mullan FireFireJul 18, 2013
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Missoula/mineral Fire Zone-08/08/03FireAug 12, 2003
Southwestern Zone Two Fire ComplexFireAug 5, 2000
WildfiresFireJul 13, 2000
Severe Storms, Flooding, And Ice JamsSevere StormFeb 4, 1996
Severe Storms, Flooding & LandslidesFloodJan 29, 1974

Recorded Flood Events in Mineral County

NOAA Storm Events Database (1996–2025)

Total Flood Events
7
River/Area Floods
6
Flash Floods
1
Total Property Damage
$4.7M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Mineral County

TypeDateDamage
FloodDec 11, 20254.00M
FloodMar 19, 20170.00K
Flash FloodAug 14, 20140.00K
FloodApr 14, 2002
FloodJun 3, 1997
FloodMay 1, 1997
FloodFeb 7, 1996.7M

Mineral County Flood History

Flood — Dec 11, 2025

Record precipitation fell as a prolonged atmospheric river event gripped the region from December 6 through 12. Much like a garden hose being moved back and forth, the jet stream shifted the focus of this moisture plume across the Pacific Northwest, repeatedly drenching parts of northern Idaho and western Montana. Between December 10 and 11, 2025, the atmospheric river specifically focused on n...

Flood — Mar 19, 2017

Due to recent heavy rain and snow-melt, several main-stem rivers experienced minor flooding.

Flash Flood — Aug 14, 2014

A line of thunderstorms moving north across the Superior produced heavy rainfall and a subsequent debris flow that damage forest service roads near the old West Mullan burn scar.

Flood — Apr 14, 2002

Small stream flooding occurred in many areas of Lincoln County due to snowmelt. Lincoln County Sheriff reported minor flooding near the Fisher River with water across Highway 2. In Mineral County, water overflowed private property near the confluence of Timber and Packer Creeks.

Flood — Jun 3, 1997

Continued flooding from snowmelt in the Clark Fork River caused flooding in basements and high ground water in Plains, while East River Road and Vermillion Road saw erosion.

Source: NOAA National Weather Service Storm Events Database.

Mineral County NFIP Flood Insurance Claims

Total Claims Filed
3
Total Paid Out
$1,035
Avg Claim
$518

Claims by Flood Zone

A Zones (High Risk)
1

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Mineral County

FEMA assigns flood zone designations to areas in Mineral County, Montana:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Mineral County

Properties in Mineral County, Montana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.