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Musselshell County, Montana Flood Zones

Check an Address in Musselshell County

Enter any address in Musselshell County, Montana to see its FEMA flood zone

The Flooding Character of Musselshell County

Flash flooding from summer thunderstorms is the dominant flood character in Musselshell County. Between 1993 and 2023, NOAA Storm Events data recorded 26 flash flood events and 9 flood events. Recent examples include flash flooding across portions of the county on June 1, 2023, following isolated thunderstorms that produced heavy rain. Another severe thunderstorm on May 31, 2018, brought flash flooding to the Roundup area, alongside large hail.

National Flood Insurance Program (NFIP) claims data shows that properties in Zone A experienced the most claims (24), with an average payout of $33,619 and an average water depth of 23.1 feet. Zone X claims, though fewer (3), had a higher average payout of $9,616, with an unusually high average water depth of 41.7 feet. Homeowners in Zone A, as well as those in Zone X or with unknown flood zone designations, should pay particular attention to their flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Musselshell County

3 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Montana flood stories →

Flood Risk Data for Musselshell County

Musselshell County, Montana has recorded 35 flood-related events since 1996 according to NOAA's Storm Events Database, including 26 flash floods and 9 river or area floods. The county has received 15 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Musselshell County Disaster History

FEMA Disaster Declarations (1977–2023)

Disaster Declarations
15
Flood/Coastal Disasters
4
Latest Disaster
Flooding (2023-06-01)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Musselshell County

DeclarationTypeDate
FloodingFloodJun 1, 2023
Bobcat FireFireSep 2, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
FloodingFloodMay 1, 2018
Severe Storms, Straight-line Winds, And FloodingSevere StormAug 21, 2014
Ice Jams And FloodingFloodMar 1, 2014
FloodingFloodMay 19, 2013
Dahl FireFireJun 26, 2012
Severe Storms And FloodingSevere StormApr 4, 2011

Recorded Flood Events in Musselshell County

NOAA Storm Events Database (1996–2025)

Total Flood Events
35
River/Area Floods
9
Flash Floods
26
Total Property Damage
$6.2M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Musselshell County

TypeDateDamage
FloodJul 28, 20250.00K
Flash FloodJun 1, 20230.00K
Flash FloodJul 6, 20220.00K
Flash FloodMay 31, 20180.00K
Flash FloodJun 1, 20180.00K
FloodFeb 11, 20170.00K
FloodMar 7, 20140.00K
Flash FloodMay 26, 20130.00K
Flash FloodJun 22, 20130.00K
Flash FloodJun 19, 20130.00K

Musselshell County Flood History

Flood — Jul 28, 2025

A few thunderstorms impacted heavily poplulated areas of eastern Montana, producing localized flooding, gusts up to 70 mph, and hail up to 2 inches in diameter.

Flash Flood — Jun 1, 2023

Isolated thunderstorms produced some hail, but mainly very heavy rain where some flooding occurred across portions of Musselshell County.

Flash Flood — Jul 6, 2022

A couple of severe thunderstorms produced some quarter size hail and flash flooding.

Flash Flood — May 31, 2018

Several severe thunderstorms moved across the Billings Forecast Area during the late afternoon into the evening hours of the 31st. The most notable severe thunderstorm moved across the Roundup area. This thunderstorm produced very large hail along with flash flooding. A damage survey was conducted which found that a majority of homes and businesses within Roundup experienced some type of hail d...

Flash Flood — Jun 1, 2018

Heavy rain at the end of May combined with a severe thunderstorm that produced flash flooding during the evening of May 31st resulted in high water levels and flooding along the Musselshell River. The river level during the early morning hours of June 1st was 11.5 feet which was 1.5 feet above flood stage.

Source: NOAA National Weather Service Storm Events Database.

Musselshell County NFIP Flood Insurance Claims

Total Claims Filed
51
Total Paid Out
$1.0M
Avg Claim
$21,819
Avg Water Depth
18.6 ft

Claims by Flood Zone

A Zones (High Risk)
24
X Unshaded (Low)
2

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Musselshell County

FEMA assigns flood zone designations to areas in Musselshell County, Montana:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Musselshell County

Properties in Musselshell County, Montana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.