Enter any address in Sanders County, Montana to see its FEMA flood zone
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| SEVERE STORMS AND FLOODING | Flood | 2025-12-10 |
| RIVER ROAD EAST FIRE | Fire | 2023-08-18 |
| COVID-19 | Biological | 2020-01-20 |
| COVID-19 PANDEMIC | Biological | 2020-01-20 |
| MOOSE PEAK FIRE | Fire | 2017-09-09 |
| HIGHWAY 200 FIRE COMPLEX | Fire | 2017-09-09 |
| ICE JAMS AND FLOODING | Flood | 2014-03-01 |
| HURRICANE KATRINA EVACUATION | Hurricane | 2005-08-29 |
| MT-CHERRY CREEK FIRE -08/06/03 | Fire | 2003-08-10 |
| MT - NORTHWESTERN ZONE 1 FIRE COMPLEX | Fire | 2000-08-14 |
FEMA assigns flood zone designations to areas in Sanders County, Montana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Sanders County, Montana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.
Visit FloodSmart.gov to find an agent and get a quote.