FEMA flood zones · Nebraska

Brown County, Nebraska Flood Zone Map

2 federal flood & hurricane disasters

Less than 1% of Brown County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Brown County, Nebraska. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

8 NOAA storm reports from Brown County describe what happened, in the words of the forecasters who covered it. Read the Nebraska flood stories →

Federal disasters

11 federal disaster declarations since 1967, 2 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter Storm, Straight-line Winds, And FloodingMar 9, 2019
Severe Storms And FloodingJun 1, 2010
Severe Winter Storms And SnowstormDec 22, 2009
Severe Storms, Tornadoes, And FloodingMay 22, 2008
Severe Storms, Flooding, And TornadoesMay 4, 2007
Severe Winter StormsDec 19, 2006
Hurricane Katrina EvacueesAug 29, 2005
Severe Winter Storms, Flooding And TornadoesApr 10, 2001

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

12 since 1996: 9 flash floods and 3 river or area floods.

EventDateDamage
Flash FloodJun 20, 2024$20,000
FloodMar 13, 2019$15,000
Flash FloodSep 12, 2019—
Flash FloodSep 11, 2019—
Flash FloodSep 11, 2019$150,000
FloodJun 12, 2010$75,000
Flash FloodMay 5, 2007—
Flash FloodJun 13, 2005—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jun 20, 2024. Thunderstorms developed along a stationary frontal boundary, which was draped across the central Sandhills, during the late afternoon hours of June 20th. This activity became severe later on with hail up to ping pong size, thunderstorm wind gusts up to 70 MPH and a couple of tornadoes. Flash flooding was also reported in the Long Pine and O'Neill areas.

Flood · Mar 13, 2019. Historical flooding occurred in north central Nebraska as rivers, creeks and other streams rose due to the combination of snow, rain, and rapid snow melt on top of frozen ground. The greatest flooding occurred along the Niobrara, Keya Paha, Elkhorn and Loup Rivers; Ponca, Long Pine, Victoria and Cedar creeks; and one fatality occurred from the failure of Spencer Dam that is located on the Niobrara River. In additi…

Flash Flood · Sep 12, 2019. A strong upper level trough of low pressure forced a cold front through western and north central Nebraska during the late afternoon and evening hours of September 11th. Thunderstorms developed in the eastern Nebraska Panhandle and moved east and southeast during the evening hours. Hail up to two and a half inches in diameter and thunderstorm wind gusts to 80 MPH were reported.

Flash Flood · Sep 11, 2019. A strong upper level trough of low pressure forced a cold front through western and north central Nebraska during the late afternoon and evening hours of September 11th. Thunderstorms developed in the eastern Nebraska Panhandle and moved east and southeast during the evening hours. Hail up to two and a half inches in diameter and thunderstorm wind gusts to 80 MPH were reported.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Brown County

If a building in Brown County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.