FEMA flood zones · Nebraska

Chase County, Nebraska Flood Zone Map

1 federal flood & hurricane disasters

2% of Chase County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Chase County, Nebraska. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

9 NOAA storm reports from Chase County describe what happened, in the words of the forecasters who covered it. Read the Nebraska flood stories →

Federal disasters

12 federal disaster declarations since 1990, 1 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Tornadoes, Straight Line Winds, And FloodingJun 19, 2011
Severe Storms And FloodingJun 1, 2010
Severe Storms, Flooding, And TornadoesJun 5, 2009
Severe Storms, Tornadoes, And FloodingMay 22, 2008
Severe Storms And FloodingJun 11, 2007
Severe Winter StormsDec 19, 2006
Hurricane Katrina EvacueesAug 29, 2005
Severe Winter Storms, Flooding And TornadoesApr 10, 2001

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

13 since 1996: 11 flash floods and 2 river or area floods.

EventDateDamage
Flash FloodJun 24, 2025$5,000
Flash FloodMay 29, 2023$10,000
Flash FloodMay 26, 2023$25,000
FloodMay 26, 2023$100,000
Flash FloodMay 11, 2023$10,000
Flash FloodJun 20, 2010—
FloodJun 12, 2010$100,000
Flash FloodJun 5, 2008—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jun 24, 2025. Scattered thunderstorms developed over the southern Nebraska Panhandle, northeastern Colorado and far southwestern Nebraska during the late afternoon hours of June 24th. Some of this activity produced severe winds over Deuel County and flash flooding was reported in the Imperial area.

Flash Flood · May 29, 2023. A cold front approached western and north central Nebraska on May 29th, initiating numerous thunderstorms across western and north central Nebraska. Some storms became severe, especially over the Sandhills. Hail up to quarter size, thunderstorm wind gusts up to 75 MPH and localized flooding was reported.

Flash Flood · May 26, 2023. During the early morning hours of May 26th, very heavy rain fell across southern portions of Chase and Hayes counties in southwestern Nebraska. The heavy rainfall led to flash flooding over southern Chase and southern Hayes counties in Nebraska. Highway 6 and highway 61 were closed in southeastern Chase County due to water covering the roadway. Highway 25 and highway 6 was also closed in southern Hayes County due…

Flood · May 26, 2023. During the early morning hours of May 26th, very heavy rain fell across southern portions of Chase and Hayes counties in southwestern Nebraska. The heavy rainfall led to flash flooding over southern Chase and southern Hayes counties in Nebraska. Highway 6 and highway 61 were closed in southeastern Chase County due to water covering the roadway. Highway 25 and highway 6 was also closed in southern Hayes County due…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Chase County

If a building in Chase County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.