FEMA flood zones · Nebraska

Cherry County, Nebraska Flood Zone Map

2 federal flood & hurricane disasters

FEMA’s digital flood map shows no high- or moderate-risk zones in Cherry County. That can mean the area was never studied in detail or has no digital map, not that it can’t flood; the county floodplain administrator can say which.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Cherry County, Nebraska. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Cherry County floods

Flash flooding from slow-moving summer thunderstorms dominates the flood profile of Cherry County, Nebraska. Over the last 30 years, the NOAA Storm Events Database recorded 14 flash flood events compared to 3 general flood events.

Severe weather patterns along stationary fronts frequently trigger these incidents. For example, on June 12, 2025, slow-tracking thunderstorms produced flash flooding in Valentine alongside golf ball-sized hail and high winds. Earlier, on July 10, 2020, supercells moving through the area generated wind gusts up to 100 miles per hour, tennis ball-sized hail, damaged crops, and flooded buildings. Additional flash flooding occurred on June 10, 2023, driven by a stationary frontal boundary and surface trough.

Homeowners, real estate agents, and journalists should pay the closest attention to properties vulnerable to intense, localized storm runoff and sudden heavy rainfall, particularly near low-lying areas and urban drainage zones where flash flooding develops rapidly.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

5 NOAA storm reports from Cherry County describe what happened, in the words of the forecasters who covered it. Read the Nebraska flood stories →

Federal disasters

11 federal disaster declarations since 1967, 2 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter Storm, Straight-line Winds, And FloodingMar 9, 2019
Severe Storms And FloodingJun 1, 2010
Severe Winter Storms And SnowstormDec 22, 2009
Severe Storms, Flooding, And TornadoesJun 5, 2009
Severe Storms, Tornadoes, And FloodingMay 22, 2008
Big Rock FireJul 16, 2006
Hurricane Katrina EvacueesAug 29, 2005
Severe Winter Storms, Flooding And TornadoesApr 10, 2001

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

17 since 1996: 14 flash floods and 3 river or area floods.

EventDateDamage
Flash FloodJun 12, 2025$10,000
Flash FloodJun 10, 2023—
FloodJul 10, 2020$1,000
Flash FloodJul 10, 2020$1,000
Flash FloodAug 4, 2019—
Flash FloodMay 22, 2016—
Flash FloodJun 6, 2014—
Flash FloodJun 6, 2014$10,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jun 12, 2025. Severe thunderstorms developed along a stationary front, situated along the South Dakota and Nebraska Border during the early evening hours of June 12th. This activity tracked slowly to the south-southeast producing flash flooding in Valentine, along with golf ball sized hail and thunderstorm wind gusts up to 67 MPH. This activity gradually moved south, merging with a second line of storms which developed over the…

Flash Flood · Jun 10, 2023. A stationary frontal boundary and surface trough draped across the area brought a few thunderstorms with a couple of severe thunderstorms to the area.

Flood · Jul 10, 2020. Two primary supercells moved southeast from Cherry County and vicinity toward Custer County during the late morning and afternoon. An additional round of storms consisting of a linear system and a supercell moved through north central Nebraska later in the evening. Wind gusts were estimated up to 100 mph and hail to tennis ball size, while multiple reports of damaged crops and flooded buildings were received durin…

Flash Flood · Jul 10, 2020. Two primary supercells moved southeast from Cherry County and vicinity toward Custer County during the late morning and afternoon. An additional round of storms consisting of a linear system and a supercell moved through north central Nebraska later in the evening. Wind gusts were estimated up to 100 mph and hail to tennis ball size, while multiple reports of damaged crops and flooded buildings were received durin…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Cherry County

If a building in Cherry County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.