FloodZoneMap.org

Clay County, Nebraska Flood Zones

Check an Address in Clay County

Enter any address in Clay County, Nebraska to see its FEMA flood zone

Read First-Hand Flood Stories from Clay County

13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Clay County

Clay County, Nebraska has recorded 13 flood-related events since 1996 according to NOAA's Storm Events Database, including 8 flash floods and 5 river or area floods. The county has received 19 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Clay County Disaster History

FEMA Disaster Declarations (1967–2025)

Disaster Declarations
19
Flood/Coastal Disasters
4
Latest Disaster
Severe Winter Storm And Straight-line Winds (2025-03-18)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Clay County

DeclarationTypeDate
Severe Winter Storm And Straight-line WindsWinter StormMar 18, 2025
Severe Storms, Straight-line Winds, Tornadoes, And FloodingSevere StormJun 19, 2024
Severe Storms And Straight-line WindsSevere StormJul 9, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Winter Storm, Straight-line Winds, And FloodingFloodMar 9, 2019
Severe Winter Storm And Straight-line WindsSnowstormApr 13, 2018
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormMay 6, 2015
Severe Storms, Tornadoes, Straight-line Winds, And FloodingTornadoMay 11, 2014
Severe Winter Storms And SnowstormSevere StormDec 22, 2009

Recorded Flood Events in Clay County

NOAA Storm Events Database (1996–2025)

Total Flood Events
13
River/Area Floods
5
Flash Floods
8
Total Property Damage
$7.6M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Clay County

TypeDateDamage
Flash FloodAug 16, 20200.00K
FloodMay 27, 201950.00K
Flash FloodSep 2, 201810.00K
FloodJun 4, 2015250.00K
Flash FloodJun 14, 20128.00K
Flash FloodMay 3, 201225.00K
FloodMay 19, 201115.00K
FloodAug 26, 200930.00K
Flash FloodJul 9, 200810.00K
Flash FloodJul 29, 200730.00K

Clay County Flood History

Flash Flood — Aug 16, 2020

On this late Sunday afternoon and evening, several scattered, strong to severe storms advanced southward across various portions of South Central Nebraska, prompting many accounts of large hail and a few damaging wind gusts. While most hail was in the quarter to golf ball size range, larger stones of 2-3 diameter fell in the Chapman and Marquette areas of Merrick/Hamilton counties. Ping pong to...

Flood — May 27, 2019

Widespread flooding of low-lying areas, fields, creeks, and rivers continued. A large area of heavy rain fell due to multiple thunderstorm episodes on the nights of the 26th and 27th, and resulted in 3 to 5 inch totals over much of south central Nebraska. The swath of greatest rainfall amounts extended from Alma to Hastings to Columbus. This swath was surrounded by rainfall totals of 1 to 2 inc...

Flash Flood — Sep 2, 2018

A mesoscale convective system produced pockets of high winds and wind damage just after midnight on this Saturday morning. During the evening hours of Friday, scattered small clusters of multi-cell thunderstorms occurred over southwest Nebraska and northwest Kansas. The clusters over southwest Nebraska were moving to the east and the clusters over northwest Kansas were moving northeast. Between...

Flood — Jun 4, 2015

For the third consecutive night, this time from the evening of Thursday the 4th into the early morning of Friday the 5th, several rounds of thunderstorms rumbled across much of the 24-county South Central Nebraska area. And for the second straight night, the majority of storms concentrated within the southeastern half of the area. Although the first few hours of evening convection yielded sever...

Flash Flood — Jun 14, 2012

This Thursday afternoon and evening featured by far the most widespread severe weather and heavy rain event of the month within South Central Nebraska, although several northwestern counties hardly even saw a drop of rain as the majority of storms concentrated south of a line from Cambridge-Hastings-York along a slowly advancing cold front. Primarily between 4-9 PM CDT, several initially multic...

Source: NOAA National Weather Service Storm Events Database.

Clay County NFIP Flood Insurance Claims

Total Claims Filed
1
Total Paid Out
$1,561
Avg Claim
$1,561

Claims by Flood Zone

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Clay County

FEMA assigns flood zone designations to areas in Clay County, Nebraska:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Clay County

Properties in Clay County, Nebraska that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.