Enter any address in Cuming County, Nebraska to see its FEMA flood zone
Flash flooding from thunderstorms is a significant concern in Cuming County. Over the past 30 years, NOAA data shows 23 flash flood events and 15 general flood events. For example, in March 2019, a "bomb cyclone" event caused widespread, historic flooding across eastern Nebraska due to rapid snowmelt and heavy rainfall. Later that year, in September 2019, strong thunderstorms produced significant rainfall, leading to flash flood warnings in the region.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $6,593 and an average water depth of 0.7 feet. While Zone X_UNSHADED has fewer claims, one claim averaged $21,770 with 0.5 feet of water. Homeowners in Zone A, Zone X_UNSHADED, and areas near waterways should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
14 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Cuming County, Nebraska has recorded 38 flood-related events since 1996 according to NOAA's Storm Events Database, including 23 flash floods and 15 river or area floods. The county has received 24 federal disaster declarations, 8 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1967–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm And Straight-line Winds | Winter Storm | Mar 18, 2025 |
| Severe Storms And Straight-line Winds | Severe Storm | May 12, 2022 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Dec 15, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storm, Straight-line Winds, And Flooding | Flood | Mar 9, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Jun 17, 2018 |
| Severe Storms, Tornadoes, And Straight-line Winds | Severe Storm | Jun 12, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Jun 14, 2014 |
| Severe Storms And Flooding | Severe Storm | Jun 1, 2010 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 25, 2021 | 0.00K |
| Flash Flood | Sep 19, 2019 | 0.00K |
| Flood | Mar 14, 2019 | 0.00K |
| Flash Flood | Mar 13, 2019 | 300.00K |
| Flood | Mar 13, 2019 | 0.00K |
| Flash Flood | Jun 24, 2018 | 0.00K |
| Flash Flood | Jun 6, 2018 | 0.00K |
| Flash Flood | Sep 16, 2016 | 0.00K |
| Flash Flood | Sep 15, 2016 | 0.00K |
| Flash Flood | Jun 16, 2014 | 50.00K |
Flash Flood — Jun 25, 2021
Heavy rain lead to flooding reports in Cuming County.
Flash Flood — Sep 19, 2019
Strong thunderstorms developed during the nighttime and lingered into the morning. Several flash flood warnings were issued between Wayne and Omaha. Thunderstorms produced 3.75 inches of rain at Lyons, 4.3 inches south of Pilger, and 4 inches at Pender.
Flood — Mar 14, 2019
A 971mb bomb cyclone moved out of the central Rockies on Wednesday, March 13, 2019 and helped to create widespread, moderate to major, and in many cases historic, flooding across eastern Nebraska and western Iowa. From 4 to 15 inches of snow cover remained across the mid Missouri River valley, and the ground was frozen with existing frost depths of 15 to 23 inches. Warm temperatures allowed all...
Flash Flood — Mar 13, 2019
A 971mb bomb cyclone moved out of the central Rockies on Wednesday, March 13, 2019 and helped to create widespread, moderate to major, and in many cases historic, flooding across eastern Nebraska and western Iowa. From 4 to 15 inches of snow cover remained across the mid Missouri River valley, and the ground was frozen with existing frost depths of 15 to 23 inches. Warm temperatures allowed all...
Flood — Mar 13, 2019
A 971mb bomb cyclone moved out of the central Rockies on Wednesday, March 13, 2019 and helped to create widespread, moderate to major, and in many cases historic, flooding across eastern Nebraska and western Iowa. From 4 to 15 inches of snow cover remained across the mid Missouri River valley, and the ground was frozen with existing frost depths of 15 to 23 inches. Warm temperatures allowed all...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Cuming County, Nebraska:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Cuming County, Nebraska that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.