3 flood insurance claims·$32,703 paid·7 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Dixon County, Nebraska. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding and river flooding from summer thunderstorms and multi-day heavy rainfall events dominate Dixon County. Over the last 30 years, the NOAA Storm Events Database recorded 19 flash flood events and 18 flood events.
Recent history illustrates these hazards. On June 2, 2025, slow-moving storms along a frontal boundary produced torrential rainfall with rates briefly reaching 3 to 5 inches per hour, leading to flash flooding. Later, a multi-day heavy rainfall event from June 20 to 22, 2024, caused widespread totals between 5 and 15 inches across the region, resulting in significant downstream flooding along the Missouri River.
NFIP claim records show historical payouts across different zones, including Zone X with an average payout of $29,883 and an average recorded water depth of 0 inches, and Zone UNKNOWN with an average payout of $2,820 and an average recorded water depth of 0 inches. Homeowners, real estate agents, and journalists should pay the most attention to properties located near rivers, streams, and areas susceptible to intense convective rainfall rates.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
14 NOAA storm reports from Dixon County describe what happened, in the words of the forecasters who covered it. Read the Nebraska flood stories →
19 federal disaster declarations since 1967, 7 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Storms And Straight-line Winds | May 12, 2022 |
| Severe Winter Storm, Straight-line Winds, And Flooding | Mar 9, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Jun 17, 2018 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Jun 14, 2014 |
| Severe Storms, Winter Storms, Tornadoes And Flooding | Oct 2, 2013 |
| Flooding | Jun 17, 2011 |
| Flooding | May 24, 2011 |
| Severe Storms, Ice Jams, And Flooding | Mar 6, 2010 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
37 since 1996: 19 flash floods and 18 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Jun 2, 2025 | — |
| Flash Flood | May 31, 2024 | — |
| Flood | Jun 24, 2024 | — |
| Flash Flood | Jun 17, 2024 | — |
| Flash Flood | Jul 7, 2022 | $25,000 |
| Flood | May 29, 2019 | — |
| Flood | Sep 14, 2019 | $10,000 |
| Flood | Mar 13, 2019 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Jun 2, 2025. Scattered strong to severe thunderstorms developed late afternoon along a slow-moving frontal boundary. Even with fairly weak deep-layer shear, strong instability resulted in large hail. Drier air and advancing cold pools later in development produced spotty damaging winds. High moisture content and slowly progressing storms also produced some torrential rainfall with rates briefly from 3 to 5 inches per hour.||On…
Flash Flood · May 31, 2024. Scattered thunderstorms during the afternoon and evening hours produced pockets of heavy rainfall and very efficient rainfall rates. This resulted in localized flash flooding reports across far southeast South Dakota, far northeast Nebraska, and northwest Iowa. Even after the heaviest rainfall rates had ended, a stripe of prolonged moderate rainfall resulted in excessive ponding and some minor flooding of rural ro…
Flood · Jun 24, 2024. A multi-day significant heavy rainfall event from June 20-22 resulted in widespread rain totals between 5 and 10 inches with pockets in excess of 15 inches across parts of southeast South Dakota and northwest Iowa. As rainfall reached area streams and rivers and moved downstream, significant flooding was observed along parts of the Missouri River. All river crest information is preliminary until made official by t…
Flash Flood · Jun 17, 2024. A persistent tail of thunderstorms continued along the southern edge of a large convective system, resulting in prolonged rainfall over a couple hours across northeast Nebraska. Rainfall amounts reached locally 3 to 4 inches (3.10 inches measured 2.5 miles northwest of Ponca) in the slightly hilly terrain around Ponca.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Dixon County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.