FEMA flood zones · Nebraska

Dundy County, Nebraska Flood Zone Map

1 flood insurance claims·$3,019 paid·1 federal flood & hurricane disasters

6% of Dundy County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Dundy County, Nebraska. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Dundy County floods

Flash flooding from summer thunderstorms dominates the flood profile of Dundy County, Nebraska, accounting for twelve events alongside six general floods recorded over the last thirty years. Recent storm activity highlights this threat; on May 31, 2024, prolonged heavy rain from storms moving out of eastern Colorado caused minor urban flooding, while storms on May 17, 2023, dropped 1 to 1.5 inches of rain and caused flooding along the Republican River that covered miles of train tracks and shut down train operations. Additionally, severe weather on June 2, 2024, brought flash flooding to southeast Dundy County that left roads impassable, accompanied by damaging winds up to 100 mph and golf ball size hail.

Historical National Flood Insurance Program records for the county reflect minimal claims activity, with a single recorded claim in Zone A resulting in an average payout of $3,019 and an average recorded water depth of 1 inch. Properties near rivers, creeks, and low-lying areas prone to flash flooding or urban runoff should pay the most attention to local flood risks, particularly during severe convective storm events.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 1 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

In their words

9 NOAA storm reports from Dundy County describe what happened, in the words of the forecasters who covered it. Read the Nebraska flood stories →

Federal disasters

12 federal disaster declarations since 1993, 1 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, Tornadoes, And FloodingMay 20, 2024
Severe Storms, Tornadoes, Straight-line Winds, And FloodingMay 6, 2015
Severe Storms, Tornadoes, Straight Line Winds, And FloodingJun 19, 2011
Severe Storms, Tornadoes, And FloodingMay 22, 2008
Severe Storms And FloodingJun 11, 2007
Severe Winter StormsDec 19, 2006
Severe Winter StormNov 27, 2005
Hurricane Katrina EvacueesAug 29, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

18 since 1996: 12 flash floods and 6 river or area floods.

EventDateDamage
FloodMay 31, 2024—
FloodJun 2, 2024—
FloodMay 26, 2023$30,000
Flash FloodMay 26, 2023$30,000
FloodMay 17, 2023$1,000
FloodJul 23, 2020$100,000
Flash FloodJul 23, 2020$100,000
Flash FloodJul 20, 2020$30,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · May 31, 2024. In the late afternoon of the 30th, storms began to fire across eastern Colorado and moved northeast through southwestern Nebraska. Later in the night, another round of storms moved east through the area. These rounds of storm produced heavy, prolonged rain, causing minor urban flooding to occur.

Flood · Jun 2, 2024. Thunderstorms developed across southwest Nebraska which led to some flash flooding in southeast Dundy county where some roads became impassable. Damaging winds around 100 mph were recorded across the area, along with some damage to trees, a building losing its roof, broken power lines, and a flipped pivot. Hail up to golf ball size also occurred.

Flood · May 26, 2023. In the afternoon of the 25th, slow moving, high precipitation thunderstorms formed in eastern Colorado and moved northeast. In the evening, severe hail was reported along with heavy rain. Overnight on the 25th, the storms slowed, began to back-build, and cause flooding in southwest Nebraska. Flooding continued until the 28th but the damage it caused took even longer to repair. 6.5 to 9.5 inches of rain was reporte…

Flash Flood · May 26, 2023. In the afternoon of the 25th, slow moving, high precipitation thunderstorms formed in eastern Colorado and moved northeast. In the evening, severe hail was reported along with heavy rain. Overnight on the 25th, the storms slowed, began to back-build, and cause flooding in southwest Nebraska. Flooding continued until the 28th but the damage it caused took even longer to repair. 6.5 to 9.5 inches of rain was reporte…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Dundy County

If a building in Dundy County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.