FEMA flood zones · Nebraska

Fillmore County, Nebraska Flood Zone Map

3 flood insurance claims·$44,491 paid·3 federal flood & hurricane disasters

8% of Fillmore County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Fillmore County, Nebraska. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

Flood claims, year by year

The worst year was 1984, with 1 claims and $25,000 paid.

1983: 1 claims1984: 1 claims2026: 1 claims19801990200020102020

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

12 NOAA storm reports from Fillmore County describe what happened, in the words of the forecasters who covered it. Read the Nebraska flood stories →

Federal disasters

24 federal disaster declarations since 1967, 3 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, And FloodingAug 8, 2025
Severe Winter Storm And Straight-line WindsMar 18, 2025
Severe Storms, Straight-line Winds, Tornadoes, And FloodingJun 19, 2024
Severe Storms, Straight-line Winds, Tornadoes, And FloodingMay 20, 2024
Severe Storms, Straight-line Winds, And TornadoesDec 15, 2021
Severe Storms And Straight-line WindsJul 9, 2021
Severe Winter Storm, Straight-line Winds, And FloodingMar 9, 2019
Severe Winter Storm And Straight-line WindsApr 13, 2018

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

13 since 1996: 9 flash floods and 4 river or area floods.

EventDateDamage
FloodMay 27, 2019$50,000
Flash FloodSep 2, 2018$10,000
Flash FloodMay 27, 2016$150,000
Flash FloodMay 6, 2015$500,000
FloodJun 4, 2015$250,000
FloodAug 26, 2009$10,000
Flash FloodJul 9, 2008$20,000
Flash FloodJul 29, 2007$30,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · May 27, 2019. Widespread flooding of low-lying areas, fields, creeks, and rivers continued. A large area of heavy rain fell due to multiple thunderstorm episodes on the nights of the 26th and 27th, and resulted in 3 to 5 inch totals over much of south central Nebraska. The swath of greatest rainfall amounts extended from Alma to Hastings to Columbus. This swath was surrounded by rainfall totals of 1 to 2 inches. The highest amo…

Flash Flood · Sep 2, 2018. A mesoscale convective system produced pockets of high winds and wind damage just after midnight on this Saturday morning. During the evening hours of Friday, scattered small clusters of multi-cell thunderstorms occurred over southwest Nebraska and northwest Kansas. The clusters over southwest Nebraska were moving to the east and the clusters over northwest Kansas were moving northeast. Between 10 and 11 PM CST, a…

Flash Flood · May 27, 2016. Isolated flash flooding occurred on this Friday afternoon and evening, along with some marginally severe hail in a couple spots. Between 3 and 5 p.m. CST, numerous small, mostly single-cell thunderstorms developed over south central Nebraska, primarily south-to-north along Highway 81. Between 4:30 and 4:40 p.m. CST, hail as large as 1 inch in diameter occurred in a couple locations in and around the town of Brunin…

Flash Flood · May 6, 2015. Thunderstorms developed early this Wednesday afternoon and evening, and predominantly produced tornadoes and flash flooding. With no cap in place, scattered thunderstorms began developing as early as the noon hour over north central Kansas. Most storms rapidly became supercellular. These supercells rapidly lifted north into south central Nebraska and began producing severe weather by 330 p.m. CDT. Most of the torn…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Fillmore County

If a building in Fillmore County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.