FEMA flood zones · Nebraska

Frontier County, Nebraska Flood Zone Map

3 federal flood & hurricane disasters

4% of Frontier County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Frontier County, Nebraska. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Frontier County floods

Flash flooding from summer thunderstorms dominates the flood history of Frontier County. According to NOAA records from the last 30 years, the county experienced 24 flash flood events compared to a single general flood event.

Severe storms have historically caused rapid and dangerous water level rises. For example, a storm system on July 4, 2019, produced widespread severe wind gusts and large hail across southwest Nebraska and the Sandhills. Shortly after, multiple rounds of thunderstorms on July 8, 2019, dropped up to 8 inches of rain near Eustis and caused Medicine Creek near Stockville to rise 9 feet in a single hour.

Properties situated near creeks, streams, and low-lying areas prone to rapid stormwater accumulation should pay the closest attention to flood risks in the county.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

3 NOAA storm reports from Frontier County describe what happened, in the words of the forecasters who covered it. Read the Nebraska flood stories →

Federal disasters

16 federal disaster declarations since 1967, 3 of them floods, coastal storms or hurricanes.

DisasterBegan
Road 702 FireApr 22, 2022
Severe Winter Storm, Straight-line Winds, And FloodingMar 9, 2019
Severe Storms And FloodingJun 1, 2010
Severe Winter Storms And SnowstormDec 22, 2009
Severe Storms, Tornadoes, And FloodingMay 22, 2008
Severe Storms And FloodingMay 28, 2007
Severe Winter StormsDec 19, 2006
Severe Winter StormNov 27, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

25 since 1996: 24 flash floods and 1 river or area floods.

EventDateDamage
Flash FloodJul 8, 2019—
Flash FloodJul 4, 2019—
FloodJul 17, 2017—
Flash FloodMay 24, 2011—
Flash FloodJul 22, 2009$5,000
Flash FloodMay 29, 2008$25,000
Flash FloodMay 23, 2008$150,000
Flash FloodAug 9, 2008$100,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jul 8, 2019. Multiple rounds of thunderstorms over southwest Nebraska resulted in flash flooding in Frontier County. As much as 8 inches of rain fell near Eustis, while Medicine Creek near Stockville rose 9 feet in one hour.

Flash Flood · Jul 4, 2019. Clusters of thunderstorms and a quasi-linear convective system produced widespread severe wind gusts and large hail across southwest Nebraska and the Sandhills the late night of July 4 and early morning of July 5.

Flood · Jul 17, 2017. Training thunderstorms produced rainfall amounts exceeding three inches in parts of Frontier County.

Flash Flood · May 24, 2011. Slow moving thunderstorms produced very heavy rainfall over parts of Hayes and Frontier counties overnight from May 24th into the 25th. As the ground became saturated runoff increased to produce rapid rise on Medicine Creek in Frontier County.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Frontier County

If a building in Frontier County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.