Enter any address in Gage County, Nebraska to see its FEMA flood zone
Flash flooding from heavy rainfall events dominates Gage County's flood character. Recent examples include flash flooding on July 21st, 2025, where rainfall rates of 2.5 to 3.5 inches per hour caused 3 to 5 inches of accumulation over central Gage County, leading to water covering roads. Flash flooding was also reported on June 18th, 2020, associated with a cold front that moved across eastern Nebraska.
Homeowners in Zone A and Zone X_UNSHADED should pay the most attention to flood risk. Zone A has experienced 133 National Flood Insurance Program (NFIP) claims with an average payout of $8,794 and an average water depth of 2.9 feet. Zone X_UNSHADED, while having fewer claims (1), has seen a significantly higher average payout of $47,534 with an average water depth of 9.6 feet.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
14 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Gage County, Nebraska has recorded 44 flood-related events since 1996 according to NOAA's Storm Events Database, including 25 flash floods and 19 river or area floods. The county has received 23 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1967–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Dec 15, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storm, Straight-line Winds, And Flooding | Flood | Mar 9, 2019 |
| Severe Storms, Tornadoes, And Straight-line Winds | Severe Storm | Jun 12, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 6, 2015 |
| Severe Storms, Ice Jams, And Flooding | Flood | Mar 6, 2010 |
| Severe Winter Storms And Snowstorm | Severe Storm | Dec 22, 2009 |
| Severe Winter Storm | Severe Storm | Nov 16, 2009 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 22, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 21, 2025 | 0.00K |
| Flash Flood | Apr 29, 2022 | 0.00K |
| Flash Flood | Jul 26, 2020 | 0.00K |
| Flood | Jun 19, 2020 | 0.00K |
| Flash Flood | Jun 18, 2020 | 0.00K |
| Flash Flood | Aug 21, 2019 | 0.00K |
| Flood | Mar 16, 2019 | 0.00K |
| Flood | Mar 15, 2019 | 0.00K |
| Flood | Mar 13, 2019 | 0.00K |
| Flood | May 7, 2015 | 100.00K |
Flash Flood — Jul 21, 2025
On the late morning and afternoon of July 21st, 2025, a stalled boundary over southeast Nebraska triggered multiple thunderstorms with heavy rainfall. The most intense rain fell over central Gage County, where radar estimated rates of 2.5 to 3.5 inches per hour, leading to total rainfall of 3 to 5 inches. Reports from the ground confirmed rainfall totals of 2.5 to 3.6 inches. This caused flash ...
Flash Flood — Apr 29, 2022
A negatively tilted trough and a strong mid-level jet resulted in a severe weather outbreak across the area. Three tornadoes were observed, 1 near Schuyler and 2 more near Douglas in Otoe County. Severe hail and damaging wind gusts were also reported.
Flash Flood — Jul 26, 2020
A strong storm in Gage County produced damaging winds and flash flooding.
Flood — Jun 19, 2020
A cold front moved across eastern Nebraska and produced damaging winds, flash flooding, and a few hail reports.
Flash Flood — Jun 18, 2020
A cold front moved across eastern Nebraska and produced damaging winds, flash flooding, and a few hail reports.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Gage County, Nebraska:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Gage County, Nebraska that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.