FloodZoneMap.org

Garden County, Nebraska Flood Zones

Check an Address in Garden County

Enter any address in Garden County, Nebraska to see its FEMA flood zone

Read First-Hand Flood Stories from Garden County

1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Garden County

Garden County, Nebraska has recorded 9 flood-related events since 1996 according to NOAA's Storm Events Database, including 9 flash floods. The county has received 12 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Garden County Disaster History

FEMA Disaster Declarations (2001–2026)

Disaster Declarations
12
Flood/Coastal Disasters
3
Latest Disaster
Morrill-cottonwood Fire (2026-03-12)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Garden County

DeclarationTypeDate
Morrill-cottonwood FireFireMar 12, 2026
Severe Winter Storm And Straight-line WindsSevere StormApr 6, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Winter Storm, Straight-line Winds, And FloodingFloodMar 9, 2019
FloodingFloodJun 17, 2011
FloodingFloodMay 24, 2011
Severe Storms And FloodingSevere StormJun 1, 2010
Severe Storms, Flooding, And TornadoesSevere StormJun 5, 2009
Severe Winter StormsSevere StormDec 19, 2006

Recorded Flood Events in Garden County

NOAA Storm Events Database (1996–2025)

Total Flood Events
9
Flash Floods
9
Total Property Damage
$273,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Garden County

TypeDateDamage
Flash FloodJun 14, 20240.00K
Flash FloodJul 7, 20220.00K
Flash FloodMay 18, 20180.00K
Flash FloodJul 22, 20160.00K
Flash FloodAug 14, 200710.00K
Flash FloodJun 2, 2005
Flash FloodAug 28, 200212K
Flash FloodJun 21, 1998200K
Flash FloodJul 31, 199750K

Garden County Flood History

Flash Flood — Jun 14, 2024

Thunderstorms developed along a stalled out frontal boundary, which was situated across the middle of Nebraska. As these storms tracked to the southeast, they became severe over southwestern Nebraska. Thunderstorm wind gusts up to 60 MPH were reported along with flash flooding between Lisco and Oshkosh.

Flash Flood — Jul 7, 2022

Thunderstorms produced torrential rainfall that led to flash flooding from the evening of July 6 into the morning of July 7 in parts of the panhandle as well as central Nebraska.

Flash Flood — May 18, 2018

An upper trough across the western CONUS and a remnant outflow boundary set the stage for a few severe thunderstorms.

Flash Flood — Jul 22, 2016

Continual development of thunderstorm clusters over the southern Nebraska panhandle led to flash flooding. Large hail and strong winds were also reported across parts of southwest Nebraska.

Flash Flood — Aug 14, 2007

Thunderstorms formed across the Southeast Nebraska Panhandle during the late afternoon hours and moved into the Western Sandhills region during the early evening hours. Hail ranging from quarter to golf-ball size was reported along with wind gusts near 60 mph.

Source: NOAA National Weather Service Storm Events Database.

Garden County NFIP Flood Insurance Claims

Total Claims Filed
2
Total Paid Out
$4,926
Avg Claim
$4,926
Avg Water Depth
3.0 ft

Claims by Flood Zone

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Garden County

FEMA assigns flood zone designations to areas in Garden County, Nebraska:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Garden County

Properties in Garden County, Nebraska that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.