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Garfield County, Nebraska Flood Zones

Check an Address in Garfield County

Enter any address in Garfield County, Nebraska to see its FEMA flood zone

Read First-Hand Flood Stories from Garfield County

5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Nebraska flood stories →

Flood Risk Data for Garfield County

Garfield County, Nebraska has recorded 9 flood-related events since 1996 according to NOAA's Storm Events Database, including 5 flash floods and 4 river or area floods. The county has received 14 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Garfield County Disaster History

FEMA Disaster Declarations (1994–2022)

Disaster Declarations
14
Flood/Coastal Disasters
1
Latest Disaster
Severe Storms And Straight-line Winds (2022-05-12)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Garfield County

DeclarationTypeDate
Severe Storms And Straight-line WindsSevere StormMay 12, 2022
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Winter Storm, Straight-line Winds, And FloodingFloodMar 9, 2019
Severe Winter Storm And Straight-line WindsSnowstormApr 13, 2018
Severe Winter Storm And Straight-line WindsSevere StormApr 29, 2017
Severe Storms And FloodingSevere StormJun 1, 2010
Severe Winter Storms And SnowstormSevere StormDec 22, 2009
Severe Storms, Tornadoes, And FloodingSevere StormMay 22, 2008
Severe Storms, Flooding, And TornadoesSevere StormMay 4, 2007

Recorded Flood Events in Garfield County

NOAA Storm Events Database (1996–2025)

Total Flood Events
9
River/Area Floods
4
Flash Floods
5
Total Property Damage
$260,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Garfield County

TypeDateDamage
Flash FloodMay 15, 202520.00K
Flash FloodOct 12, 20230.00K
Flash FloodMay 12, 20230.00K
FloodMar 13, 201950.00K
FloodAug 2, 20190.00K
FloodJun 12, 2010130.00K
Flash FloodAug 22, 20070.00K
Flash FloodMay 4, 1999

Garfield County Flood History

Flash Flood — May 15, 2025

Thunderstorms initiated during the early afternoon hours over northern Cherry County. They then expanded to the south, into northern Lincoln County over the next few hours becoming severe. A second area of strong to severe storms, originating over northeastern Colorado, tracked into southwestern Nebraska later in the evening. The two areas merged, before lifting northeast into South Dakota afte...

Flash Flood — Oct 12, 2023

A warm front was situated over southern Nebraska on the morning of October 12th. Aided by strong mid level winds, thunderstorms developed along this front and lifted quickly north into central Nebraska during the mid to late afternoon hours of October 12th. Heavy rain was reported with these storms. Broken Bow received 5.45 inches of rainfall in 2 to 3 hours which led to flooding in and around ...

Flash Flood — May 12, 2023

A closed low pressure system moved slowly across the northern Plains and spawned multiple tornadoes across north central Nebraska.

Flood — Mar 13, 2019

Historical flooding occurred in north central Nebraska as rivers, creeks and other streams rose due to the combination of snow, rain, and rapid snow melt on top of frozen ground. The greatest flooding occurred along the Niobrara, Keya Paha, Elkhorn and Loup Rivers; Ponca, Long Pine, Victoria and Cedar creeks; and one fatality occurred from the failure of Spencer Dam that is located on the Niobr...

Flood — Aug 2, 2019

Scattered thunderstorms developed across north central Nebraska and portions of southwest Nebraska and moved south.

Source: NOAA National Weather Service Storm Events Database.

Nebraska Statewide Flood Insurance Data

Total NFIP Claims
6,067
Total Claims Paid
$97.3M

Flood Zone Types in Garfield County

FEMA assigns flood zone designations to areas in Garfield County, Nebraska:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Garfield County

Properties in Garfield County, Nebraska that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.