FEMA flood zones · Nebraska

Keya Paha County, Nebraska Flood Zone Map

2 federal flood & hurricane disasters

Less than 1% of Keya Paha County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Keya Paha County, Nebraska. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

4 NOAA storm reports from Keya Paha County describe what happened, in the words of the forecasters who covered it. Read the Nebraska flood stories →

Federal disasters

13 federal disaster declarations since 1967, 2 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter Storm, Straight-line Winds, And FloodingMar 9, 2019
Severe Storms And FloodingJun 1, 2010
Severe Winter Storms And SnowstormDec 22, 2009
Severe Storms, Flooding, And TornadoesJun 5, 2009
Severe Storms, Tornadoes, And FloodingMay 22, 2008
Severe Storms, Flooding, And TornadoesMay 4, 2007
Severe Winter StormsDec 19, 2006
Hurricane Katrina EvacueesAug 29, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

8 since 1996: 4 flash floods and 4 river or area floods.

EventDateDamage
FloodMar 16, 2019$50,000
FloodMar 13, 2019$50,000
FloodJul 5, 2019—
Flash FloodMay 5, 2007$120,000
Flash FloodJun 13, 2005—
Flash FloodJun 22, 2003$30,000
Flash FloodJul 19, 1999$100,000
FloodFeb 19, 1997$750,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Mar 16, 2019. Historical flooding occurred in north central Nebraska as rivers, creeks and other streams rose due to the combination of snow, rain, and rapid snow melt on top of frozen ground. The greatest flooding occurred along the Niobrara, Keya Paha, Elkhorn and Loup Rivers; Ponca, Long Pine, Victoria and Cedar creeks; and one fatality occurred from the failure of Spencer Dam that is located on the Niobrara River. In additi…

Flood · Mar 13, 2019. Historical flooding occurred in north central Nebraska as rivers, creeks and other streams rose due to the combination of snow, rain, and rapid snow melt on top of frozen ground. The greatest flooding occurred along the Niobrara, Keya Paha, Elkhorn and Loup Rivers; Ponca, Long Pine, Victoria and Cedar creeks; and one fatality occurred from the failure of Spencer Dam that is located on the Niobrara River. In additi…

Flood · Jul 5, 2019. Clusters of thunderstorms and a quasi-linear convective system produced widespread severe wind gusts and large hail across southwest Nebraska and the Sandhills the late night of July 4 and early morning of July 5.

Flash Flood · May 5, 2007. Severe thunderstorms developed during the early morning hours and continued throughout the morning producing several reports of hail and some flash flooding. During the afternoon, tornadic supercells developed leading to reports of tornadoes, hail and flash flooding which continued into the early evening.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Keya Paha County

If a building in Keya Paha County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.