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FEMA flood zones · Nebraska

Loup County, Nebraska Flood Zone Map

2 federal flood & hurricane disasters

6% of Loup County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Loup County, Nebraska. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

1 NOAA storm reports from Loup County describe what happened, in the words of the forecasters who covered it. Read the Nebraska flood stories →

Federal disasters

14 federal disaster declarations since 2005, 2 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter Storm, Straight-line Winds, And FloodingMar 9, 2019
Severe Winter Storm And Straight-line WindsApr 13, 2018
Severe Winter Storm And Straight-line WindsApr 29, 2017
Severe Storms And FloodingJun 1, 2010
Severe Storms, Ice Jams, And FloodingMar 6, 2010
Severe Winter Storms And SnowstormDec 22, 2009
Severe Storms, Tornadoes, And FloodingMay 22, 2008
Severe Storms And FloodingMay 28, 2007

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

3 since 1996: 2 flash floods and 1 river or area floods.

EventDateDamage
Flash FloodAug 2, 2019—
FloodJun 12, 2010$500,000
Flash FloodMay 4, 1999—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Aug 2, 2019. Scattered thunderstorms developed across north central Nebraska and portions of southwest Nebraska and moved south.

Flood · Jun 12, 2010. A semi stationary front across the plains over a three day period remained the focus for thunderstorm development on June 11th. The thunderstorms developed initially on the high plains and spread east and intensified producing several large hail events and an isolated tornado in western Nebraska. Overnight as the low level jet strengthened storms continued producing heavy rainfall over already saturated grounds th…

Flash Flood · May 4, 1999. Very heavy rain began late in the morning or early afternoon as a nearly stationary line of thunderstorms . Radar estimated rainfall of 6 inches or more fell in a period from 5:30 AM CDT to 4:20 PM CDT in north central Nebraska causing widespread flooding of roads and fields in eastern Loup County and southwest Garfield County.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Loup County

If a building in Loup County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.