FEMA flood zones · Nebraska

Morrill County, Nebraska Flood Zone Map

2 federal flood & hurricane disasters

Less than 1% of Morrill County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Morrill County, Nebraska. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Morrill County floods

Flash flooding from summer thunderstorms dominates the flood risk profile in Morrill County, Nebraska, accounting for 21 of the 23 recorded flood events over the last 30 years, while standard river floods make up the remaining 2 events.

Recent history illustrates this pattern. On June 14, 2024, multiple rounds of training thunderstorms dropped 3 to 5 inches of rain in a short period, causing creeks and streams to overflow their banks and flash flooding several county roads. Severe storms also brought flash flooding to the region on July 8, 2023, and heavy rainfall from thunderstorms affected the area on July 18, 2018.

Homeowners, real estate agents, and journalists should pay the closest attention to properties near creeks, streams, ditches, and county roads that are susceptible to rapid filling and overflow during intense summer thunderstorm downpours.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

5 NOAA storm reports from Morrill County describe what happened, in the words of the forecasters who covered it. Read the Nebraska flood stories →

Federal disasters

15 federal disaster declarations since 2001, 2 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter Storm And Straight-line WindsApr 6, 2024
Severe Winter Storm, Straight-line Winds, And FloodingMar 9, 2019
Severe Storms, Tornadoes, And Straight-line WindsJun 12, 2017
Severe Storms, Tornadoes, Straight-line Winds, And FloodingMay 6, 2015
FloodingJun 17, 2011
Severe Storms And FloodingJun 1, 2010
Severe Winter Storms And SnowstormDec 22, 2009
Severe Storms, Flooding, And TornadoesJun 5, 2009

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

23 since 1996: 21 flash floods and 2 river or area floods.

EventDateDamage
Flash FloodJun 14, 2024—
Flash FloodJul 8, 2023—
FloodJul 18, 2018—
Flash FloodJul 22, 2016—
Flash FloodAug 18, 2016—
Flash FloodJul 26, 2015—
FloodMay 15, 2015—
Flash FloodJun 16, 2011—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jun 14, 2024. Multiple rounds of training thunderstorms produced an extended period of torrential rainfall across Cheyenne and Morrill counties from the mid to late afternoon into the early evening hours on 6/14. Numerous reports were received of rainfall amounts ranging from 3 to 5 inches in a short period of time, resulting in flash flooding of several county roads due to creeks and streams flowing out of their banks and ditc…

Flash Flood · Jul 8, 2023. Severe storms producing large hail and flash flooding occurred in the Nebraska Panhandle on 8 July 2023.

Flood · Jul 18, 2018. Thunderstorms produced damaging winds and very heavy rainfall across eastern portions of the Nebraska Panhandle.

Flash Flood · Jul 22, 2016. Thunderstorms produced strong winds, torrential rain and large hail across portions of the Nebraska Panhandle.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Morrill County

If a building in Morrill County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.