FEMA flood zones · Nebraska

Nance County, Nebraska Flood Zone Map

4 flood insurance claims·$28,953 paid·6 federal flood & hurricane disasters

20% of Nance County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Nance County, Nebraska. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 2 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

In their words

8 NOAA storm reports from Nance County describe what happened, in the words of the forecasters who covered it. Read the Nebraska flood stories →

Federal disasters

18 federal disaster declarations since 1966, 6 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, Tornadoes, And FloodingJun 19, 2024
Severe Winter Storm, Straight-line Winds, And FloodingMar 9, 2019
Severe Winter Storm And Straight-line WindsApr 13, 2018
Severe Storms And FloodingJun 1, 2010
Severe Storms, Ice Jams, And FloodingMar 6, 2010
Severe Winter Storms And SnowstormDec 22, 2009
Severe Storms, Tornadoes, And FloodingMay 22, 2008
Severe Winter StormsDec 19, 2006

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

11 since 1996: 8 flash floods and 3 river or area floods.

EventDateDamage
Flash FloodJun 21, 2024$600,000
Flash FloodMar 13, 2019$12.0M
FloodMar 13, 2019$12.0M
Flash FloodAug 15, 2017—
FloodMar 6, 2010—
Flash FloodMay 29, 2008$50,000
Flash FloodJun 4, 2008$20,000
FloodFeb 20, 2007—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jun 21, 2024. Although it impacted only a handful of west central and especially northern counties of South Central Nebraska, a persistent narrow band of heavy rain on the evening of Friday the 21st into the pre-dawn of Saturday the 22nd caused what was likely the overall most impactful flooding event of 2024 within the 24-county area. Over the course of 10 hours between 5 p.m. and 3 a.m. CDT, numerous and mostly sub-severe thu…

Flash Flood · Mar 13, 2019. Excessive rainfall, blizzard conditions, and high winds occurred on this Tuesday night, Wednesday and Thursday, and they were followed by extensive and significant flooding that lasted for days afterward. The seeds of the disastrous flooding were planted in the weeks leading up to this event. The factors that came together made this a worst case scenario. February through early March was bitterly cold and snowy du…

Flood · Mar 13, 2019. Excessive rainfall, blizzard conditions, and high winds occurred on this Tuesday night, Wednesday and Thursday, and they were followed by extensive and significant flooding that lasted for days afterward. The seeds of the disastrous flooding were planted in the weeks leading up to this event. The factors that came together made this a worst case scenario. February through early March was bitterly cold and snowy du…

Flash Flood · Aug 15, 2017. Between the afternoon of Tuesday the 15th and the morning of Wednesday the 16th, roughly the northern half of this 24-county South Central Nebraska area saw its most significant heavy rain and localized flooding event of 2017, along with a smattering of severe storms (including one that pounded the Fullerton area with tennis ball to baseball size hail). Focusing first on the heavy rain and flooding, most areas nor…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Nance County

If a building in Nance County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.