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Phelps County, Nebraska Flood Zones

Check an Address in Phelps County

Enter any address in Phelps County, Nebraska to see its FEMA flood zone

Read First-Hand Flood Stories from Phelps County

11 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Phelps County

Phelps County, Nebraska has recorded 13 flood-related events since 1996 according to NOAA's Storm Events Database, including 9 flash floods and 4 river or area floods. The county has received 14 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Phelps County Disaster History

FEMA Disaster Declarations (1967–2020)

Disaster Declarations
14
Flood/Coastal Disasters
3
Latest Disaster
Covid-19 Pandemic (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Phelps County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Winter Storm, Straight-line Winds, And FloodingFloodMar 9, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormJun 14, 2014
Severe Storms, Tornadoes, Straight Line Winds, And FloodingSevere StormJun 19, 2011
Severe Storms And FloodingSevere StormJun 1, 2010
Severe Storms, Tornadoes, And FloodingSevere StormMay 22, 2008
Severe Winter StormsSevere StormDec 19, 2006
Severe Winter StormSevere StormNov 27, 2005
Hurricane Katrina EvacueesHurricaneAug 29, 2005

Recorded Flood Events in Phelps County

NOAA Storm Events Database (1996–2025)

Total Flood Events
13
River/Area Floods
4
Flash Floods
9
Total Property Damage
$4.9M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Phelps County

TypeDateDamage
Flash FloodJul 8, 2019100.00K
Flash FloodJul 4, 201925.00K
Flash FloodJun 17, 201610.00K
FloodSep 24, 20130.00K
FloodOct 1, 20135.00K
FloodMay 24, 201150.00K
Flash FloodJun 13, 201010.00K
Flash FloodMay 29, 200830.00K
Flash FloodApr 24, 200775.00K
Flash FloodMay 11, 20051M

Phelps County Flood History

Flash Flood — Jul 8, 2019

Excessive rainfall, flash flooding, and severe winds occurred on this Monday afternoon and evening. Widely scattered thunderstorms began forming around 1 PM CST along and west of Highway 183. By 2 PM CST, a persistent line segment of thunderstorms began affecting western Dawson county. Over the following four hours, this southwest-northeast oriented line slowly crept east across Dawson county i...

Flash Flood — Jul 4, 2019

Hail up to the size of golf balls and damaging winds occurred on this Thursday night. Just after 9 PM CST, scattered, small thunderstorms began developing between Elwood and Minden. The storms increased in size and combined into an east-west oriented multi-cell line that was stationary across Gosper, Phelps, and Kearney counties. This line remained stationary through 1 AM CST Friday. However, b...

Flash Flood — Jun 17, 2016

During a June that featured a below-average quantity of severe weather within South Central Nebraska, this late Friday afternoon-night episode ended up being the most widespread round of the month. The majority of severe storms targeted areas west of the Highway 281 corridor, mainly producing damaging winds and locally heavy rainfall/flooding, along with a few reports of large hail. Some of the...

Flood — Sep 24, 2013

During the second week of September, an upper-level low pressure system formed and became cut off from the mean flow over the Intermountain West. This low slowly migrated from near Las Vegas north to Idaho. Subtropical high pressure remained stationary over the Southern Plains. This configuration channeled a stream of anomalously high moisture into the Rockies. With surface high pressure essent...

Flood — Oct 1, 2013

A highly unusual, albeit minor and fairly low-impact episode of Platte River flooding that began in South Central Nebraska in late September continued into the first few days of October before river levels commenced a steadier drop. More specifically, minor flooding during the first few days of October primarily concentrated along the river through Buffalo and Hall counties (and the adjacent ex...

Source: NOAA National Weather Service Storm Events Database.

Phelps County NFIP Flood Insurance Claims

Total Claims Filed
6
Total Paid Out
$71,575
Avg Claim
$17,893
Avg Water Depth
1.0 ft

Claims by Flood Zone

A Zones (High Risk)
6

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Phelps County

FEMA assigns flood zone designations to areas in Phelps County, Nebraska:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Phelps County

Properties in Phelps County, Nebraska that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.