Enter any address in Platte County, Nebraska to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Platte County. Between 2000 and 2020, NOAA Storm Events data recorded 34 flood events and 24 flash flood events, resulting in two fatalities. Recent events include flash flooding on July 7, 2025, and June 25, 2025, both stemming from widespread thunderstorm activity.
National Flood Insurance Program (NFIP) claims data from Platte County shows that properties in Zone A have experienced the most claims, with an average payout of $19,433 and an average water depth of 2.5 feet. While less frequent, properties in Zone X have seen significantly higher average payouts ($36,845) with an average water depth of 14.9 feet, indicating potential for severe damage even in areas not typically considered high-risk. Homeowners in Zone A, as well as those in Zone X, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
26 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Platte County, Nebraska has recorded 58 flood-related events since 1996 according to NOAA's Storm Events Database, including 24 flash floods and 34 river or area floods. The county has received 23 federal disaster declarations, 8 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1966–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm And Straight-line Winds | Winter Storm | Mar 18, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 20, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Dec 15, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storm, Straight-line Winds, And Flooding | Flood | Mar 9, 2019 |
| Severe Winter Storm And Straight-line Winds | Snowstorm | Apr 13, 2018 |
| Severe Storms, Tornadoes, And Straight-line Winds | Severe Storm | Jun 12, 2017 |
| Severe Storms And Flooding | Severe Storm | Jun 1, 2010 |
| Severe Storms, Ice Jams, And Flooding | Flood | Mar 6, 2010 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 26, 2025 | 1.00K |
| Flash Flood | Jun 25, 2025 | 1.00K |
| Flash Flood | Jul 7, 2025 | 0.00K |
| Flash Flood | May 31, 2024 | 50.00K |
| Flood | Jun 2, 2024 | 5.00K |
| Flash Flood | Jun 2, 2024 | 10.00K |
| Flash Flood | Apr 28, 2022 | 0.00K |
| Flood | May 27, 2019 | 0.00K |
| Flood | Mar 16, 2019 | 0.00K |
| Flood | Mar 14, 2019 | 0.00K |
Flood — Jun 26, 2025
From the afternoon of June 25th into the morning of June 26th, continuous thunderstorms occurred in eastern Nebraska along a stalled surface trough/boundary stretching from northwest Iowa into northwest Kansas. Thunderstorm development was also aided by low level moisture transport and a passing mid-level disturbance. ||With storm motion largely parallel to the boundary, many locations saw repe...
Flash Flood — Jun 25, 2025
From the afternoon of June 25th into the morning of June 26th, continuous thunderstorms occurred in eastern Nebraska along a stalled surface trough/boundary stretching from northwest Iowa into northwest Kansas. Thunderstorm development was also aided by low level moisture transport and a passing mid-level disturbance. ||With storm motion largely parallel to the boundary, many locations saw repe...
Flash Flood — Jul 7, 2025
On July 7, 2025, a lee surface trough pushed into western Nebraska and South Dakota during the afternoon, initiating scattered thunderstorms across the region. By evening, these storms consolidated into a larger mesoscale convective system (MCS) that tracked into northeast Nebraska before expanding southward across eastern Nebraska and southwest Iowa through the night.||Ahead of the main MCS, s...
Flash Flood — May 31, 2024
Upper-level troughing was noted over the northern Rockies via upper-air analysis the morning of the 30th. This disturbance slowly tracked east across the northern Plains. Associated with this upper-level disturbance, a weakening cold front dove southeast across the northern Plains, stalling out across eastern Nebraska and northwest Iowa by the morning of the 31st. Along and ahead of this front,...
Flood — Jun 2, 2024
From June 2nd to June 4th, low-amplitude shortwave troughs traversed the north-central CONUS, embedded in northwesterly flow aloft. At the surface, several weak lows and frontal boundaries meandered across the Plains bringing daily rounds of thunderstorms to the area. Thunderstorms the morning of the 2nd brought heavy rain to portions of northeast and east-central Nebraska. The highest rainfall...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Platte County, Nebraska:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Platte County, Nebraska that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.