Enter any address in Sarpy County, Nebraska to see its FEMA flood zone
Flash flooding from intense thunderstorms is a primary flood concern in Sarpy County, NE. In July 2025, heavy rainfall rates of 1.50 to 3.00 inches per hour impacted the Omaha metropolitan area, leading to multiple flash flood reports in Douglas and Sarpy Counties. River flooding has also been a recurring issue, with ongoing impacts along portions of the Missouri River extending into July 2024, causing closures of sections of I-29 and the I-29/I680 junction.
National Flood Insurance Program (NFIP) data shows a significant number of claims in Zone A, with an average payout of $24,588 and an average water depth of 2.0 feet. Properties in Zone X, particularly Zone X_UNSHADED, have also experienced substantial claims with higher average payouts and water depths. Homeowners in areas designated as Zone A, Zone X, and Zone X_UNSHADED should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
26 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Sarpy County, Nebraska has recorded 48 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods and 33 river or area floods. The county has received 25 federal disaster declarations, 8 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1967–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm And Straight-line Winds | Winter Storm | Mar 18, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jul 31, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 20, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Dec 15, 2021 |
| Severe Storms And Straight-line Winds | Severe Storm | Jul 9, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storm, Straight-line Winds, And Flooding | Flood | Mar 9, 2019 |
| Severe Storms, Tornadoes, And Straight-line Winds | Severe Storm | Jun 12, 2017 |
| Flooding | Flood | Jun 17, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 31, 2025 | 0.00K |
| Flood | Jun 25, 2024 | 25.00K |
| Flood | Jun 23, 2024 | 0.00K |
| Flash Flood | Jul 2, 2024 | 0.00K |
| Flood | Jul 1, 2024 | 0.00K |
| Flash Flood | Apr 14, 2023 | 0.00K |
| Flash Flood | Aug 7, 2021 | 0.00K |
| Flood | May 28, 2019 | 0.00K |
| Flood | Mar 16, 2019 | 0.00K |
| Flood | Mar 15, 2019 | 0.00K |
Flash Flood — Jul 31, 2025
On the morning of July 31, 2025, a slow-moving, efficient rainfall-producing thunderstorm impacted the Omaha metropolitan area. Rainfall rates under the heaviest showers were estimated at 1.50 to 3.00 inches per hour. Radar estimates placed total rainfall between 1.25 and 4.00 inches, with observed reports ranging from 3.15 to 4.03 inches across western portions of the Omaha metro in Douglas an...
Flood — Jun 25, 2024
A series of shortwave troughs traversing the northern CONUS brought unsettled weather to the area for the end of June. On the 21st, a stationary front was draped across northeast Nebraska into Iowa. Ahead of one of the aforementioned shortwave troughs, several rounds of strong thunderstorms developed near this frontal zone and moved across northeast Nebraska. At 8 pm on the 21st, radar imagery ...
Flood — Jun 23, 2024
A series of shortwave troughs traversing the northern CONUS brought unsettled weather to the area for the end of June. On the 21st, a stationary front was draped across northeast Nebraska into Iowa. Ahead of one of the aforementioned shortwave troughs, several rounds of strong thunderstorms developed near this frontal zone and moved across northeast Nebraska. At 8 pm on the 21st, radar imagery ...
Flash Flood — Jul 2, 2024
At the beginning of July, river flooding was still ongoing along portions of the Missouri River extending from east-central Nebraska/southwest Iowa to the southern Nebraska border. Most of the length of the river crested at the end of June, so the greatest impacts are addressed in June StormData. However, sections of I-29 and the I-29/I680 junction remained closed through the first week of July...
Flood — Jul 1, 2024
At the beginning of July, river flooding was still ongoing along portions of the Missouri River extending from east-central Nebraska/southwest Iowa to the southern Nebraska border. Most of the length of the river crested at the end of June, so the greatest impacts are addressed in June StormData. However, sections of I-29 and the I-29/I680 junction remained closed through the first week of July...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Sarpy County, Nebraska:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Sarpy County, Nebraska that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.