Enter any address in Scotts Bluff County, Nebraska to see its FEMA flood zone
Flash flooding from summer thunderstorms is the primary flood hazard in Scotts Bluff County. Over the past 30 years, NOAA Storm Events data shows 34 flash flood events compared to 2 general flood events. For example, monsoon moisture brought strong thunderstorms producing flash flooding on July 24, 2025. Another intense storm system on June 20, 2024, resulted in widespread straight-line winds and flash flooding.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $4,142 and an average water depth of 0.3 feet. While Zone X_SHADED properties have seen fewer claims, Zone X properties have also incurred significant payouts, averaging $2,667 with an average water depth of 0.4 feet. Residents in Zone A, and those in Zone X, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
3 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Scotts Bluff County, Nebraska has recorded 36 flood-related events since 1996 according to NOAA's Storm Events Database, including 34 flash floods and 2 river or area floods. The county has received 10 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1997–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jun 19, 2024 |
| Severe Winter Storm And Straight-line Winds | Severe Storm | Apr 6, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storm, Straight-line Winds, And Flooding | Flood | Mar 9, 2019 |
| Flooding | Flood | Jun 17, 2011 |
| Flooding | Flood | May 24, 2011 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | Jun 5, 2009 |
| Hurricane Katrina Evacuees | Hurricane | Aug 29, 2005 |
| Severe Snow Storms, Rain, And Strong Winds | Severe Storm | Oct 24, 1997 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 24, 2025 | 0.00K |
| Flash Flood | Jun 20, 2024 | 0.00K |
| Flash Flood | Aug 7, 2024 | 0.00K |
| Flash Flood | Jun 23, 2023 | 0.00K |
| Flash Flood | Jun 22, 2023 | 0.00K |
| Flash Flood | May 9, 2023 | 0.00K |
| Flash Flood | Jul 13, 2021 | 0.00K |
| Flash Flood | Jul 1, 2021 | 0.00K |
| Flash Flood | Jul 6, 2019 | 0.00K |
| Flood | May 27, 2018 | 0.00K |
Flash Flood — Jul 24, 2025
A surge of monsoon moisture brought strong thunderstorms to southeast Wyoming and western Nebraska the afternoon and evening of July 24th. Strong winds, hail, and flash flooding were reported with storms.
Flash Flood — Jun 20, 2024
An intense supercell crossed into western Scotts Bluff County around 3:00 PM MDT on 6/20, quickly transitioning to an intense bow echo which produced widespread destructive straight line winds. These storms produced an EF-1 tornado to the southeast of the town of Morrill, NE, while a notable RFD (Rear Flank Downdraft) produced a broad swath of straight line winds in excess of 80 MPH. These RFD ...
Flash Flood — Aug 7, 2024
Severe thunderstorms reported in the Nebraska Panhandle the afternoon and early evening of 8 August.
Flash Flood — Jun 23, 2023
The most notable storm of the day was an intense, long-lived, cyclic tornadic supercell which significantly impacted Scotts Bluff and Morrill Counties during the early evening hours. This storm originated in the central Laramie Range of Wyoming approximately 50 miles to the west around 3 to 4 hours prior to reaching western Nebraska, producing several confirmed tornadoes along its path. Environ...
Flash Flood — Jun 22, 2023
Thunderstorms produced flash flooding in Scotts Bluff County the evening of 22 June 2023.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Scotts Bluff County, Nebraska:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Scotts Bluff County, Nebraska that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.