FEMA flood zones · Nebraska

Sherman County, Nebraska Flood Zone Map

6 federal flood & hurricane disasters

10% of Sherman County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Sherman County, Nebraska. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

13 NOAA storm reports from Sherman County describe what happened, in the words of the forecasters who covered it. Read the Nebraska flood stories →

Federal disasters

19 federal disaster declarations since 1966, 6 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, And TornadoesApr 25, 2024
Severe Storms And Straight-line WindsMay 12, 2022
Severe Winter Storm, Straight-line Winds, And FloodingMar 9, 2019
Severe Winter Storm And Straight-line WindsApr 13, 2018
Severe Storms, Winter Storms, Tornadoes And FloodingOct 2, 2013
Severe Storms And FloodingJun 1, 2010
Severe Storms, Ice Jams, And FloodingMar 6, 2010
Severe Storms, Tornadoes, And FloodingMay 22, 2008

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

14 since 1996: 9 flash floods and 5 river or area floods.

EventDateDamage
Flash FloodMay 30, 2024$500,000
Flash FloodJun 21, 2024$300,000
FloodAug 23, 2019$125,000
Flash FloodAug 22, 2019$250,000
Flash FloodMar 13, 2019$1.0M
FloodMar 13, 2019$2.0M
Flash FloodAug 15, 2017—
Flash FloodJul 30, 2016$25,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · May 30, 2024. Multiple rounds of thunderstorms brings isolated, but significant, heavy rainfall to portions of Howard County from May 30th into the 31st. The initial bout of strong thunderstorms and heavy rainfall developed during the early morning hours of May 30th. This activity was the result of a mesoscale convective vortex (MCV) that emanated from convection over the High Plains the previous evening. Another round of stro…

Flash Flood · Jun 21, 2024. Although it impacted only a handful of west central and especially northern counties of South Central Nebraska, a persistent narrow band of heavy rain on the evening of Friday the 21st into the pre-dawn of Saturday the 22nd caused what was likely the overall most impactful flooding event of 2024 within the 24-county area. Over the course of 10 hours between 5 p.m. and 3 a.m. CDT, numerous and mostly sub-severe thu…

Flood · Aug 23, 2019. As severe storm/flooding events go, some are definitely better-anticipated than others (forecast-wise). Unfortunately, what transpired on this Thursday evening the 22nd into early Friday morning the 23rd fell into the low-predictability category, as an apparent mesoscale convective vortex (MCV) sparked isolated-but-intense thunderstorms that not only dumped flooding rains on parts of Sherman/Buffalo/Howard/Hall/Ad…

Flash Flood · Aug 22, 2019. As severe storm/flooding events go, some are definitely better-anticipated than others (forecast-wise). Unfortunately, what transpired on this Thursday evening the 22nd into early Friday morning the 23rd fell into the low-predictability category, as an apparent mesoscale convective vortex (MCV) sparked isolated-but-intense thunderstorms that not only dumped flooding rains on parts of Sherman/Buffalo/Howard/Hall/Ad…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Sherman County

If a building in Sherman County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.