1 flood insurance claims·$2,663 paid·1 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Mineral County, Nevada. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding from summer thunderstorms dominates the flood hazard profile in Mineral County, Nevada. Over a 30-year period, NOAA records indicate 14 flash flood events compared to 3 general flood events. These incidents are frequently driven by monsoonal moisture surges and afternoon convective storms interacting with regional weather troughs, which produce localized heavy rainfall and strong outflow winds.
Recent events illustrate this pattern. In July 2023, ample mid-level and upper-level moisture combined with daytime heating to increase thunderstorm and heavy rainfall chances across Mineral County. Later, in August 2025, high atmospheric moisture interacting with a short-wave trough produced widespread heavy precipitation, localized flooding, and strong winds during an extended push of monsoon moisture.
Property owners located in FEMA Zone A should pay the closest attention to these risks. Historical National Flood Insurance Program records for Zone A document an average payout of $2,663 and an average recorded water depth of 1 inch per claim.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
In flood insurance claims here that reported a flood depth, the average was 1 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
5 NOAA storm reports from Mineral County describe what happened, in the words of the forecasters who covered it. Read the Nevada flood stories →
7 federal disaster declarations since 1996, 1 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storms, Flooding, Landslides, And Mudslides | Mar 8, 2023 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
| Snow | Jan 6, 2005 |
| Record And/or Near Record Snow | Dec 29, 2004 |
| Severe Storms, Flooding, Mud And Landslides | Dec 20, 1996 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
17 since 1996: 14 flash floods and 3 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Aug 26, 2025 | — |
| Flood | Jun 25, 2024 | — |
| Flash Flood | Jul 19, 2023 | — |
| Flash Flood | Sep 10, 2023 | — |
| Flash Flood | Jul 15, 2022 | — |
| Flash Flood | Sep 12, 2022 | — |
| Flash Flood | Jul 31, 2021 | — |
| Flood | Jul 26, 2021 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Aug 26, 2025. A high amount of atmospheric moisture in the region interacted with a short-wave trough, allowing for widespread heavy precipitation. This was day four of an extended push of monsoon moisture that produced heavy rain, localized flooding, strong outflow winds.
Flood · Jun 25, 2024. The northern transport of moisture around the periphery of the ridge building over the Great Basin region, along with increased low level convergence ahead of an incoming upper trough, increased the showers and Thunderstorm chances across the Sierra from Mono County to the Lake Tahoe basin as well as east and north across western Nevada. The surge of monsoonal moisture pushed PWAT values upwards of 0.7-1.0 that we…
Flash Flood · Jul 19, 2023. Ample mid and upper level moisture that streamed across western Nevada, coupled with summer daytime heating, increased instability across the region that allowed for increased shower and thunderstorm chances (15-30%) that extended mostly south of US-50 from southern Mono County through Mineral counties. These storms were forecast to be a hybrid variety capable of gusty outflow winds up to 50 mph, heavy rainfall, a…
Flash Flood · Sep 10, 2023. Isolated showers and thunderstorms developed each afternoon during the weekend of 9-10 September, mainly over areas south of US-50. Subtropical moisture steadily flowing north along the western periphery of a longwave ridge centered over the US/Mexico border moistened mid-levels across southern portions of our CWA increased storm chances to 20-30%. Hazards included stronger outflow winds, frequent lightning, local…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Mineral County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.