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Camden County, New Jersey Flood Zones

Check an Address in Camden County

Enter any address in Camden County, New Jersey to see its FEMA flood zone

The Flooding Character of Camden County

Flash flooding from thunderstorms is the most frequent type of flood event recorded in Camden County over the past 30 years, with 92 occurrences. Coastal flooding and general flooding also occur regularly. Recent events include flash flooding on July 31, 2025, caused by a stationary front, and coastal flooding on January 13, 2024, driven by strong southeast winds pushing water up the Delaware Bay and River.

National Flood Insurance Program data shows that properties in Zone A have experienced the highest number of claims, with 657 claims filed. However, properties in Zone X, particularly Zone X Unshaded, have seen higher average payouts and water depths, suggesting that even areas not in higher-risk zones can experience significant flood damage. Homeowners in coastal areas, along tidal waterways, and in Zone A or X should pay close attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Camden County

39 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read New Jersey flood stories →

Flood Risk Data for Camden County

Camden County, New Jersey has recorded 213 flood-related events since 1996 according to NOAA's Storm Events Database, including 92 flash floods and 54 river or area floods. The county has received 25 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Camden County Disaster History

FEMA Disaster Declarations (1965–2021)

Disaster Declarations
25
Flood/Coastal Disasters
1
Hurricane Disasters
3
Latest Disaster
Remnants Of Hurricane Ida (2021-09-01)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Camden County

DeclarationTypeDate
Remnants Of Hurricane IdaHurricaneSep 1, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Winter Storm And SnowstormSevere StormJan 22, 2016
Severe StormSevere StormJun 23, 2015
Hurricane SandyHurricaneOct 26, 2012
Hurricane IreneHurricaneAug 27, 2011
Severe Winter Storm And SnowstormSnowstormFeb 5, 2010
SnowstormSnowstormDec 19, 2009
Severe Storms And Inland And Coastal FloodingSevere StormApr 14, 2007

Recorded Flood Events in Camden County

NOAA Storm Events Database (1996–2025)

Total Flood Events
213
River/Area Floods
54
Flash Floods
92
Coastal/Storm Surge
64
Hurricanes/Tropical Storms
3
Total Property Damage
$28.3M
Flood Deaths
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Camden County

TypeDateDamage
Flash FloodJul 31, 202515.00K
Flash FloodMay 16, 20250.00K
Coastal FloodJan 13, 20240.00K
Coastal FloodApr 12, 2024
Coastal FloodJan 10, 20240.00K
Coastal FloodMar 9, 20240.00K
Flash FloodAug 6, 202420.00K
Flash FloodAug 6, 20240.00K
Coastal FloodApr 4, 20240.00K
Coastal FloodDec 28, 20230.00K

Camden County Flood History

Flash Flood — Jul 31, 2025

A stationary front sparked off showers and thunderstorms across the forecast area. Flash flooding resulted.

Flash Flood — May 16, 2025

Scattered thunderstorms developed along a slow moving warm front.

Coastal Flood — Jan 13, 2024

Strong south to southeast winds resulted in widespread tidal flooding for much of the coast line and tidal waterways. The strong southeast to south winds resulted in a push of water up the Delaware Bay/River and through the back bays of the Atlantic coast. The outcome was the tidal inundation of roads and structures.

Coastal Flood — Apr 12, 2024

High astronomical tides in addition to strong southerly flow resulted in higher water levels, mainly along the Delaware Bay and tidal Delaware River. However, some flooding was observed in the back bays as southerly flow prevented water from draining.

Coastal Flood — Jan 10, 2024

A strong system affected the region with steady southerly flow pushing water up into coastal communities both along the ocean and within the Delaware River/Bay and Chesapeake Bay. Water levels on the tidal Delaware River were higher due to 2 to 4+ inches of rainfall.

Source: NOAA National Weather Service Storm Events Database.

Camden County NFIP Flood Insurance Claims

Total Claims Filed
1,076
Total Paid Out
$6.9M
Avg Claim
$9,566
Avg Water Depth
6.5 ft

Claims by Flood Zone

A Zones (High Risk)
657
V Zones (Coastal)
3
X Shaded (500-yr)
63
X Unshaded (Low)
58

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Camden County

FEMA assigns flood zone designations to areas in Camden County, New Jersey:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Camden County

Properties in Camden County, New Jersey that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.