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Jersey City, New Jersey Flood Zones

Check an Address in Jersey City

Enter any address in Jersey City, New Jersey to see its FEMA flood zone

Flood Risk in Jersey City, New Jersey

Jersey City has a population of 292,449 residents. Like many communities in New Jersey, properties in Jersey City may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Jersey City. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Jersey City

FEMA assigns flood zone designations to areas in Jersey City, New Jersey:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Jersey City

Properties in Jersey City that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all New Jersey flood zone data →