FloodZoneMap.org

Ocean County, New Jersey Flood Zones

Check an Address in Ocean County

Enter any address in Ocean County, New Jersey to see its FEMA flood zone

Ocean County Disaster History

Disaster Declarations
33
Flood/Coastal Disasters
5
Hurricane Disasters
8
Latest Disaster
JONES ROAD FIRE (2025-04-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Ocean County

DeclarationTypeDate
JONES ROAD FIREFire2025-04-22
REMNANTS OF HURRICANE IDAHurricane2021-09-01
REMNANTS OF HURRICANE IDAHurricane2021-09-01
SEVERE WINTER STORM AND SNOWSTORMSnowstorm2021-01-31
COVID-19 PANDEMICBiological2020-01-20
COVID-19Biological2020-01-20
SEVERE WINTER STORM AND SNOWSTORMSevere Storm2016-01-22
HURRICANE SANDYHurricane2012-10-26
HURRICANE SANDYHurricane2012-10-26
HURRICANE IRENEHurricane2011-08-27

Flood Zone Types in Ocean County

FEMA assigns flood zone designations to areas in Ocean County, New Jersey:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Ocean County

Properties in Ocean County, New Jersey that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.