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Eddy County, New Mexico Flood Zones

Check an Address in Eddy County

Enter any address in Eddy County, New Mexico to see its FEMA flood zone

The Flooding Character of Eddy County

Flash flooding from thunderstorms is the primary flood hazard in Eddy County, New Mexico. Between 1993 and 2023, NOAA Storm Events data recorded 217 flash flood events and 16 general flood events. For example, on September 13, 2025, multiple reports of flash flooding were received across the county following a line of showers and thunderstorms.

National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most claims, with an average payout of $8,279 and an average water depth of 3.5 feet. While Zone X and Zone X_Unshaded properties have seen fewer claims, they still incurred average payouts of $3,373 and $1,948 respectively, with average water depths of 0.7 and 1.0 feet. Homeowners in Zone A, as well as those in areas with unknown flood risk or lower-risk zones, should pay close attention to flood potential.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Eddy County

61 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read New Mexico flood stories →

Flood Risk Data for Eddy County

Eddy County, New Mexico has recorded 233 flood-related events since 1996 according to NOAA's Storm Events Database, including 217 flash floods and 16 river or area floods. The county has received 11 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Eddy County Disaster History

FEMA Disaster Declarations (1984–2020)

Disaster Declarations
11
Flood/Coastal Disasters
2
Latest Disaster
Covid-19 (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Eddy County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms And FloodingSevere StormSep 15, 2014
Severe Storms, Flooding, And MudslidesFloodSep 9, 2013
Southeast New Mexico Fire ComplexFireJan 1, 2006
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Storms And FloodingSevere StormApr 2, 2004
Severe Fire ThreatsFireMay 5, 2000
Severe Forest FireFireMay 5, 2000
Severe Winter StormSevere StormDec 22, 1997

Recorded Flood Events in Eddy County

NOAA Storm Events Database (1996–2025)

Total Flood Events
233
River/Area Floods
16
Flash Floods
217
Total Property Damage
$3.6M
Flood Deaths
2
Flood Injuries
3

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Eddy County

TypeDateDamage
FloodSep 28, 20250.00K
Flash FloodApr 26, 20250.00K
Flash FloodApr 26, 202525.00K
Flash FloodJun 24, 20250.00K
Flash FloodSep 13, 20250.00K
Flash FloodJun 10, 20250.00K
Flash FloodAug 31, 202450.00K
Flash FloodSep 2, 20240.00K
Flash FloodOct 2, 202325.00K
Flash FloodOct 2, 20230.00K

Eddy County Flood History

Flood — Sep 28, 2025

A trough to the west, coupled with the effects of moist upslope flow, helped trigger scattered to numerous showers and thunderstorms across far West Texas and Southeast New Mexico throughout the day on September 28th. While no severe weather was reported, ample moisture and terrain effects resulted in at least one instance of flash flooding in the Davis Mountains and one instance of flooding du...

Flash Flood — Apr 26, 2025

It was another day of severe weather, caused by a broad trough over the western United States with a dryline near the higher elevations of West Texas and Southeast New Mexico. Numerous splitting supercells impacted portions of the Trans Pecos into Southeast New Mexico. Additional overnight and morning thunderstorms also produced localized flash flooding and severe hail.

Flash Flood — Jun 24, 2025

A continued monsoonal weather pattern resulted in scattered, slow-moving thunderstorms across the region. Localized flash flooding was reported in low-lying areas of I-10 and within normally dry draws.

Flash Flood — Sep 13, 2025

A nearby trough, coupled with a very moist airmass, led to the development of a line of showers and thunderstorms in New Mexico during the morning of the 13th. This line moved across Southeast New Mexico and West Texas throughout the day, strengthening in the afternoon thanks to diurnal destabilization. Additional thunderstorms developed in Southeast New Mexico behind this line in the higher te...

Flash Flood — Jun 10, 2025

A stationary boundary (and associated surface convergence), coupled with upslope flow, led to the development of severe thunderstorms during the afternoon of June 10th as a shortwave approached Southeast New Mexico and West Texas. Initial isolated to scattered storms tended to produce large hail and damaging winds. Upscale growth occurred during the evening/overnight hours, and the primary thre...

Source: NOAA National Weather Service Storm Events Database.

Eddy County NFIP Flood Insurance Claims

Total Claims Filed
44
Total Paid Out
$296,371
Avg Claim
$10,976
Avg Water Depth
4.8 ft

Claims by Flood Zone

A Zones (High Risk)
31
X Unshaded (Low)
1

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Eddy County

FEMA assigns flood zone designations to areas in Eddy County, New Mexico:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Eddy County

Properties in Eddy County, New Mexico that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.