FEMA flood zones · New Mexico

Guadalupe County, New Mexico Flood Zone Map

1 federal flood & hurricane disasters

Less than 1% of Guadalupe County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Guadalupe County, New Mexico. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Guadalupe County floods

Flash flooding driven by summer thunderstorms dominates the flood profile of Guadalupe County, accounting for the vast majority of recorded flood events over the last 30 years compared to general river floods.

Severe weather patterns frequently trigger sudden high water across the region. For example, an early season plume of monsoon moisture brought multiple days of heavy rain and flash flooding in June 2025. Similarly, subtropical moisture funneled into the state by an upper-level low produced widespread showers and flash flooding in June 2023.

Homeowners, real estate agents, and journalists tracking property vulnerabilities should pay the most attention to properties situated in low-lying areas, near arroyos, and downstream from burn scars or areas susceptible to rapid runoff from intense convective storms.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

12 NOAA storm reports from Guadalupe County describe what happened, in the words of the forecasters who covered it. Read the New Mexico flood stories →

Federal disasters

9 federal disaster declarations since 1997, 1 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms And FloodingJul 27, 2014
Severe Storms, Flooding, And MudslidesSep 9, 2013
Severe Storms And FloodingJul 26, 2006
Hurricane Katrina EvacuationAug 29, 2005
Severe Fire ThreatsMay 5, 2000
Severe Forest FireMay 5, 2000
Severe Winter StormDec 22, 1997

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

26 since 1996: 20 flash floods and 6 river or area floods.

EventDateDamage
Flash FloodJun 23, 2025—
Flash FloodJun 9, 2025—
Flash FloodAug 1, 2025—
Flash FloodJul 15, 2023—
Flash FloodJun 5, 2023$100,000
Flash FloodJul 6, 2021—
Flash FloodMay 8, 2017—
Flash FloodAug 1, 2015$5,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jun 23, 2025. An early season plume of monsoon moisture advected northward into New Mexico from June 22nd through the 24th bringing several days of flash flooding and severe weather across portions of northern and central NM. June 22nd in particular saw severe thunderstorms produce numerous severe wind gusts of 60 mph or stronger across eastern NM from Roswell to Nara Visa with reports of downed utility poles and arcing powerli…

Flash Flood · Jun 9, 2025. Daytime heating combined with higher moisture east of a dryline and upper level northwest flow across the northern and central Rockies and Great Plains resulted in the development of severe storms with large hail across Colfax, Union and far northeast Harding Counties during the late afternoon and evening hours before exiting into West Texas after midnight. A more potent shortwave at the base of an upper low over…

Flash Flood · Aug 1, 2025. The monsoon high was centered across southeast Arizona and southwest New Mexico on August 1st and 2nd. Northwest flow around the upper high circulation along with embedded disturbances in this flow resulted in the development of showers and thunderstorms across parts of central and eastern New Mexico during the afternoon and evening hours. Thunderstorms resulted in some flash flooding on and downstream of the Ruid…

Flash Flood · Jul 15, 2023. Higher low-level moisture on July 13th and a backdoor cold front replenishing this moisture for July 14th and 15th combined with robust upper level wind shear produced three days of severe weather across eastern NM. Severe weather impacts were limited to northeastern NM on the 13th and 14th, becoming more widespread across northeastern and east-central NM on the 15th. There were a few thunderstorm wind gusts measu…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Guadalupe County

If a building in Guadalupe County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.